Has anyone used a loan to cover the cost of IVF treatments? If so, what lender did you go with and how was the experience? Would you have done anything differently?

For all of you who saw 70%+ changes in salary from pre to post MBA. How much debt did you take out? Was it worth it?

Does the new salary significantly outweigh the 150-200k debt?

Which one to choose?

Fidelity investments, societe generale, allstate, alten, persistent, mercedes rnd.

Does anyone know how getting a second va loan works. The limit was removed, so can I get a second home, assuming credit score and employment are fine. Can the benefit only be used on a single home? For context, I bought a home while still AD and it’s currently a rental property. I moved for school and work after getting out an am thinking about buying a home here

Being a first time buyer, what would be the entire process in buying a house?
What would be the very first thing to do?
Any advices are also welcome

3 hour maintenance delay this morning on American. Checked my account and they deposited 5k points without me even contacting them. Has anyone had this happen before? I am PP status

I work with small business retirement plans and the profitability of different companies is amazing to me.
I have a small dog food company and a local flower shop, each with 2 owners, who max out their 401k every year for both owners, plus 25% profit share.
Who knew there was that much money there?

Do companies withhold/deduct taxes in UAE based on your citizenship or we get entire gross salary and we need to pay the taxes only when filing at home country if applicable?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Finance/accounting fish --
I need to put down my deposit on my MBA for 2021:
1) cash out investments?
2) 401k loan given I'm going to convert 401k -> IRA to pay for MBA given lower tax rate?

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?

Hello Fishesh,

Can some one please help me on below issue?

Compare to every month, Jan mnth tax deduction is just double for me. Is it same for evryone or Am I missing anything?

Why do “buyers have incentive to treat liabilities as debt and assets as WC” and “Sellers have incentive to treat liabilities as WC and assets as cash”?

Does anyone have ETF recommendations for someone around late 20s?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

What was your total income in your first year (salary/bonus, $£)? Trying to get a feel for what to expect

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

Where would you put 25k right now?

(Have 8-month emergency fund and no consumer debt)

Is it worth paying a pension when on Tier 2 visa and not knowing if you’re going to live more than 4-5 years in the UK? Salary is around 50k

Question on a big 4 indepence check before recruitment - are mutual funds in one of their audit clients allowed or does this portfolio need to be divested?

Apologies for the silly question but how long on average does it take for your BTC/ETC buy order to go thru?

Put my first orders in this morning on CBPro for both and they still haven’t processed.

Can anyone offer advice around working with UAE government committees? How they make decisions, allocate budget and deliver? For example.. a multi-ministry committee set up to spearhead the digital agenda within government.

Hello all,
I have a total of 1.4 years of experience and am looking for a change.
My tech stack : Java, Spring Boot, Mongo DB, Oracle DB, SQL, MQL, PL/SQL.
Please refer to me if there are any openings in your company.
Thank you.

I gave 3rd round interview yesterday with hiring manager and hr called and said I cleared it and there is one more final round with On-site manager.

Today he called and said that the hiring manager who took my interview forwarded me to another panel and there is one more round with different manager and only if I clear then there will be another final round with on-site manager

what does that mean?

Can I give interviews for python backend by using java for solving coding questions in the interview? Or its mandatory to solve them in python. Because I feel more comfortable in solving it in java.
But have done relevant projects on python.

Why doesn’t Google Home have the capability to set up a timed routine for smart plugs to come on/off while I’m away? Seems like it should be a basic feature

Helloo I am about to join EY GDS in core assurance in June . I assume it's all business formals for men right? Once office reopens ?

How do you nicely tell your boyfriend you are not happy in your relationship? Please advise.

Girl I’m seeing broke it off randomly - citing lack of effort. Next day - she tries to come back but a friend sees her on a dating site the same evening 🥴 what to do? Am I being played?

Friends,

I am in awe of Mirzapur Season2.
Please share your reviews as well..!!

I am interviewing for a Private Equity role (product management) and I have no investing background besides my finance degree. The firm is well aware I have no PE experience. Any tips or advice on what to expect would be appreciated.

Recruiter on LinkedIn - “Times are tough. We need to better as recruiters and stop ghosting people and actually going to meetings we schedule.”

Gets a ton of likes on LinkedIn.

Same Recruiter - “Doesn’t go to the meeting they schedule with you. Ghosts you.”

Do you get paid for overtime at MAL? Wondering if salary is exempt or non exempt.

What helps you deal with stress and anxiety? It's all starting to feel like a lot and I'm afraid it'll start hurting my client relationships if I don't find a better way to cope soon.

Experience a lot of downtime because I deal with massive amounts of data and need to constantly filter and delete records that are not relevant. Is there a workaround for this?

Where to check ratings in my wipro

Ok second IVF. 12 eggs 8 made to day 5 and now going thru PGA test. Fingers crossed... need some good energy and confidence before the FET again!

Anyone had a uterine polyp? One was found during my d&c after a miscarriage and it was removed and sent for testing. I also have PCOS and am very nervous.

Anyone in here a SPC or thinking about it? How do you know when you're ready to start?

First consultation with fertility doctor tomorrow! Any specific questions you wish you had asked the first time? Hoping he says we can start IUI fairly soon. Have been trying the old fashioned way for a year without luck and heart broken.

Have been TTC for 6 months (with no luck) and just found out I have both Addison’s Disease and Hashimoto’s. I had never heard of either… How do they affect fertility? Can they be treated to enable natural conception?

I’m 31yrs old and husband is 33yrs old, his motility and sperm count is too low, all my results are normal. so we decided to go with IUI first and see and then try for IVF as I cannot afford IVF, my insurance is not covering for treatments. I was taking letrozole And ovidural injection(only one injection), and got ready for this cycle, but unfortunately when the sperm was washed his motility 2.5 and our doctor at CCRM suggested not to go, as count is too low and it doesn’t work.😭. Will IVF work?

I’ll be doing my first FET soon. Maybe two weeks post FET, I am supposed to be a MOH at a friends wedding out of the country. Partner and I are on the fence about going. We want to manage my stress and don’t want to look back and regret not being overly cautious if things don’t work out as expected. Any thoughts?

I have my frozen embryo transfer next month. I just got my “schedule”. Coming in day 2 and day 12, again day16 and a few other days here and there. All I could think about was how in the world am I...

I’m about to undergo elective egg retrieval (not due to infertility, just preserving my eggs!). Does anyone know if insurance typically covers the medication component (I.e. the injected meds)? I know the cycles themselves won’t be covered since I have no history of infertility. Thank you!

Going through IVF cycle now. Every ultrasound session costs about $800-$900 each. My firm insurance covers like $90. I need to pay the rest out of pocket. Does this sound normal? Thank you!

Thought I was being really proactive by looking into freezing my eggs at 29. Did the initial testing and am floored by how poor my indicators are (amh = .7, etc). ☹️ anyone else find out like this? Completely didn’t expect it.

How did y’all decide which doc/fertility clinic to go with? It’s so overwhelming. I had a consult with one my friends sister used and started the process but frustrated with them a bit (feel rushed). I’m in LA/Thousand Oaks. Recs appreciated too.

27, first pregnancy 6 weeks and I think I just had a miscarriage. Waiting for my doctor to call me back because I’m not sure what to do. Any advice or insight on what happens during this next appointment? I’m scared I’m just going to burst into tears we planned to tell our families this Friday

Anyone have to give herself the progesterone shot?? Single mom by way of donor and a bit nervous about that part. All the other shots were no problem. FET is in two weeks. I’ll learn Monday how to do them. Should I watch YouTube??

Hurry up eggs, I need my retrieval to happen BEFORE Thanksgiving.

Has anyone had a D&E? 21 weeks pregnant and after meeting with several specialists the verdict is that we need to terminate for medical reasons 😞. Aside from the obvious emotional devastation, I am trying to figure out what to expect physically?

Husband and I have been on a long journey TTC, and haven’t been on a vacation since September, just before we found out about our second trimester loss. Now, he doesn’t want to plan any trips so we can save $ for IVF - planned retrieval in late March. Would you recommend we do *something* to get out of town, or will I want to hunker down as I go through retrieval(s) and transfer? It’s been a long, sad slog.

Can you have sex during ivf?