Related Posts
Hey Guys, off topic question... My mom has a savings account in a Punjab National Bank branch. Recently while trying to do transaction branch manager is informing her account has been blocked as per SEBI directive, he is not showing any proof for the same. Now my mother does not even have a DEMAT account, nor does she have any dealings with stock market. Any suggestions on what to do regarding this? Please help with suggestions, we are completely lost as to what to do. Punjab National Bank
More Posts
Additional Posts in Personal Investment Chatter
Is BRK-B a buy right now?
New to Fishbowl?
unlock all discussions on Fishbowl.
0% balance transfer offers are dime a dozen. I recommend Chase Slate for a one time use.
I did it many years ago- best strategy is to call the credit card companies directly and negotiate with them. Down side- they will cancel your card, impacts your credit score ( in the short term) . I was back up over 800 in about 6 years. Paid off all debt, built solid credit and a bank balance. Debt consolidation companies are a scam- you can do better on your own
In order to settle on the amount owed. You will be surprised how much they will knock off, if they feel you may default and not pay at all. Of course it drains your credit score and you get taxed on the amount they forgo
Look into Upstart. They take into account education, employment and other non credit score things when calculating your interest rate. I did it and got a 5.8% fixed
Lending club
Thanks everyone for the suggestions!
I used Lending Club and was able to pay off the debt faster as it was a fixed lower rate unlike my credit cards with different rates (ranged from 13-22%).
SoFi