I just want HR to know that I bring my laptop to my pedicures, will leave for hours in the middle of the day, but still bust ass nights and weekends when I have to. Normalize ebbs and flows (for non-parents too) instead of 40ish hour minimums.
Hello Nagarro , What would be the average package offered to Java/Spring Boot developer with 4+ yoe at Nagarro ?Nagarro
If lti hire for RPB post so should I join or not coz I have another offer also with other companies..
What is the salary package for Finance professionals with 7 years of experience in Bangalore and in Mumbai?
Anyone ever work with or for JLL? Have a phone screen coming up, any tips or cultural insights would be appreciated!
Anyone here from Canada? I’m in the process of getting a Canadian PR and want to prep about how things work there. Heard a lot of things but never got a chance to talk to real creatives. Thanks.
I didn’t know what intermittent fasting was until I saw it on Fishbowl, now just saw a CNN article about it as well. Seriously contemplating now for the new year...
I am a data scientist and was staffed on a project for data warehousing. The handover took long 1 or 2 weeks and their main data engineer already built some models. I was not been given a clear deliverable, now they want to discontinue me from project saying i have never worked on star models/azure and other person is delivering fast. While I am taking training on azure at the same time, will this project interaction look bad on my profile?
Saw this TikTok and thought this group would appreciate seeing this budget
DM me if interested for the roles below.
Feel like I’ve come to dread the monthly check-ins with my counselor. Even though I’ve got good feedback, healthy utilization, etc., it seems like it’s not enough in these conversations. Advice?
Should I expect any specific questions during an introduction call with a recruiter? I have a call setup with a BSG recruiter and just wondering if I should prepare for any interview type questions?
Thanks in advance!
Hello Everyone , Do I have to claim internet reimbursement every month in Accenture to get 1000 rs per month internet reimbursement ? Or It can be added in monthly payout if I don't opt for it ?Accenture India
Reposting about potential suggestions for part time IT positions that work around school or future internship opportunities for a sophomore in college. NW Ohio or remote are pretty much my options. Thank you so much in advance.
CD- why would I ask if they know how to use sketch? that's HRs job. I just ask question about creativity.
I have 2 offers one from my Current company and one from Cisco my current company is giving 10 percent more than cisco Where should I go should I join cisco or stay in my current company( a small stablished startup )Considering my final goal as FAANG (similar) and I come from a Small College Cisco Amazon Uber Walmart
My father left me Rolex Datejust 36.
He bought it in late 90s but it’s still in a great shape. Inside was never cleaned. I am told that it should be cleaned every 7 years. Is that accurate? My father never got it cleaned and it seems to be working well.
Hi everyone! Looking for some restaurant recommendations! Trying to organize a team dinner - budget $100 per head. What are some good options around Logan Circle? Japanese, Italian, Mediterranean
Additional Posts in Law
I feel like my billable hourly rate is way too low. I know I’m only a second year at a boutique firm but for some clients I’m billed at only $175. I also have an MBA - am I crazy to think my hour should be “worth” more?
Let’s talk about biglaw annual evaluations. EVERY 1st year associate I spoke to said they got stellar evaluations. (I promised I only asked close colleagues and in a non-gunner way). Is it normal for every 1st year to get great evaluations? Do evaluations only become serious/critical as a midlevel?
Any advice on transitioning out of law to anything else that pays around the same (180+)? I’m 3 years out of law school. 1.5 at a small law firm and 1.5 big law. M&A practice group. Too soon to go in house? I hate billable hours and have no life working 2100 hours a year.
I commute 1.5 hours to work and 1.5 hours back. Up at 6, home ~8. Don’t even like the field and billable hours..more of a small transactional firm person. Took a job out of desperation. What do I do?
Working remotely until next year! Who’s in? Lol
Any NY attorneys relocate outside the tri-state area? If so, which state? How has your experience gone so far?
Mid-west (non-Chicago) associate here. Do y’all think mid-west associates don’t work as hard as the NYC/DC associates? Curious about how we are perceived 🧐
Sidley Austin London office - opinions? Prestigious? How does it compare to magic circle firms?
That moment when your "smart" plan to boost your hours this month by working the Labor Day weekend (thus turning down all the fun plans your friends made) becomes sitting on your hands & feeling dumb because all the partners are too busy to delegate anything. The worst kind of "off" day is one you planned to /wanted to work, but there's no billable work...
Any thoughts or information on Gunderson’s LA or Silicon Valley offices? Trying to gauge how to approach applying/interviewing there.
Any empaths (I know this is a hippy term but it’s real) having a hard time paying attention at work? What is going on in Afghanistan is impossible to ignore. I want to help and feel powerless.
Leaving my firm after being here for over 5 years. Wish I had kept better track of the number of deals and projects I worked on and the emails I'd want to save. All the emails will be lost to me forever, which is an odd feeling.
I feel myself slipping into a deep depression. I hate this job but I don’t know what other skills I have to leave it. Not really a question more of just a confession I guess.
Most recession-proof practice areas?
Anyone know about lifestyle/salary at Gordon Rees as a data security/privacy associate in NYC?
Has anyone considered going back to school?
Should an employment lawyer consider getting a PHR/SPHR certificate? Is it worthwhile?
A lot of in house opportunities seem to be looking for them
iPad vs. remarkable - thoughts?
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unlock all discussions on Fishbowl.
Can’t speak from personal experience since I paid mine off long before applying for mortgages. (Not necessarily recommended if you can avoid it, in hindsight.) But your broker/realtor, if not your mortgage loan officer, should be advise you about how that might affect your DTI. You could also try this: https://www.biglawinvestor.com/marketplace/jd-mortgage/
No issues and I’ve got A LOT on IBR. They look at your ability to pay month to month rather than total amount.
Same re IBR, and I had no issue. They looked at my monthly payment, not the total.
They don’t care as long as you have the income to cover the loan payments and also the mortgage.
No problem at all. I’m on income based repayment with over $250k in debt at the time as a single person, and they just needed proof of my monthly payment amount.
You’re fine. I sold one house and bought another during the pandemic. You’ll just have to contact your loan servicer and get a letter saying what your total loan payment will be once loans go into repayment. The lender will use then loan letter to factor that into your available cash flow to make sure you’re buying a house at a price you’ll be able to afford with the student loan payments.
If they’re federal loans and on pause due to the pandemic, it’s a new requirement. Every pre-qualification I did when I bought my house last August required it. The monthly statements and my credit report were not accepted because they both currently saw $0 payment required.
You are totally fine. My boyfriend and I are also 2020 grads both working in big law. I have around $100k in student loans and he doesn't have any. Our credit was around the same as yours, maybe a tad lower. My boyfriend was pre approved for $700k by himself (we wanted to see if we would get a better rate with just him bc he had no student loans, but it turns out it didnt matter so we just added me as well). We asked for 700k bc we didn't want or need to go over that on our first house, but they made it sound like we could have gone much higher if we wanted. We found a house for $580k and put 20% down.
Ours is a detached townhome 10 mins from Downtown Dallas for $580k. Tbh seems kinda pricey for a townhome, but the finishes are super nice and we like the area. Honestly the housing market has been insane this past year. There was another house we were considering out in the suburbs, but the asking price was $200k more than it was sold for two years ago so we passed on it.
No. I bought a house on my own in March 2021 and have not made a single payment toward my student loans (~ $80k). I don’t have a big law salary and had less than 2 years of work experience at the time. My house was a little over $400k. You will be completely fine.
Ask around and see if your law firm partners w any major banks as preferred lenders. My firm is partnered w Citi and they have a special law group that services Amlaw100. You get less hassle in underwriting process and the lowest rates I’ve come across. Also don’t sink into default assumption that you need to go w a 30yr fixed. If this is your first starter home and you intend to upgrade as you grow your family, an ARM may be more advantageous. We did 7/1 ARM on our current home bc we either intend to move or will refi before 7 yr fixed period expires.
I had no problem
No, it wasn't an issue for me. I think you should be more concerned about whether you have both been at your current jobs for at least 2 years. You may want to wait until that point.
They waived the two year requirement for my fiancé and with big law jobs (and student loans)
That DTI is beautiful. There’s also mortgages just for professionals.
My partner and I had twice the student loans and half the income than that and we were fine. We also had only 1-2 years of post-grad work history and were both starting new jobs at the time. The process of buying a house is a headache no matter what, but at least for us the bank didn’t seem concerned about approving a mortgage given our advanced degrees and perceived long-term career stability (my partner is in healthcare). This was in 2019, so not sure if the risk analysis has changed during the pandemic.
Bought a home in Jan 2021 - I hadn’t even started my biglaw job yet, and had $150k ish in loans. My husband was making around $80k and had no loans. We were able to qualify for $700k (though we didn’t go that high) with no problems. Things are a little different now than in Jan 2021, but I still highly doubt it should be of concern.
Literally no issue. If you haven’t made payments they assume your monthly payment will be 10% of what you owe automatically. As long as your income covers that and the mortgage below whatever max% of Dti they allow you’re golden
Ahh okay that makes sense! Thanks!
If your monthly payment is zero due to the pandemic freeze, call the student loan company and they might have a specific form to give the lender - otherwise they will hit you with a 1%-2% payment for the calculation- happened to me because of the freeze but I was able to clear it up.
No. My husband and I are law school sweethearts and we both have student loans from law school. We were approved for a mortgage almost a year ago and that never came up as an issue.
Just bought my first house with massive student loans from law school & coming from the public to private sector. You should do your own math to see what you are comfortable spending on a Mortage plus utilities. You can also estimate your monthly payback rate on your student loans through your loan service too. Student loans didn’t damage my buying power. Best advice is to talk with a Mortage officer and shop interest rates. They can break down your estimated monthly payments based on the current interest rate, downpayment and total loan.
No, not at all