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I have two offers:
-$165k with a City of New York agency
-$130k plus $5k signing bonus with EY Gps
I feel ho-hum about the government job because I’ve been doing it for so long, and also the option for hybrid work is uncertain. But the salary and benefits are obviously appealing.
Any thoughts, especially from those in private consulting?
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To average down or stay in cash...
Folks will need more info than the 3 data points you have shared here. Just trying to help - Got to put in more effort to frame the question if you expect people to invest time in helping you.
If you'd like, please message me and I can send more data points thank you!
Agree with M1 here. Are you saying you'd put down the whole $200K? I'm keeping this simple, but factoring closing costs (I'll say $8K), that would leave a balance of $78K. If you got a 30 yr 4% loan (if you get lower, it will be cheaper) your monthly payment would be about $1200 (P&I, Taxes, & insurance (I don't know where you live, so could be more/less).
My bad. I must've made a mistake when I entered this morning. Here we go.
I would buy in Lodi CA. Definitely wouldn't want to pull all 200k,just 10% down.