{ "media_type": "text", "post_content": "Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them\n Looking for options to take advantage of rollover.", "post_id": "5e5af75bb0458d002bcfcc28", "reply_count": 7, "vote_count": 1, "bowl_id": "5b3f7377ab53db00136f7b4c", "bowl_name": "FIRE Financial Independence Retire Early" }

Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them Looking for options to take advantage of rollover.

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Don’t roll them into your IRA, roll them into your current 401k.

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This isn’t the correct answer. As others have said, roll over into a traditional IRA. Open an act online at Vanguard and once it’s open call them and give them details of other accts you want to close and roll into the new traditional IRA, they’ll take care of the rest, minus you signing a few pieces of paper.

You mean to a rollover ira? Open a vanguard account and then transfer funds over. Obviously pick a good funds for you to move the $ into.

If they’re large enough, vanguard will take care of the paperwork for you; try calling them. My first try at moving over my ING account by myself failed, but the vanguard team managed it. Ing was particularly difficult though.

Before you do a rollover , consider if your income level will prevent you from contributing to Roth or deducting IRA. so first may want to backdoor .

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