{ "media_type": "text", "post_content": "Have about $50K to invest. Mostly sitting in checking/ online savings accounts. Where to put the money? Would like to diversity. Average risk tolerance.", "post_id": "5dde15306789a70021eac341", "reply_count": 9, "vote_count": 3, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

Have about $50K to invest. Mostly sitting in checking/ online savings accounts. Where to put the money? Would like to diversity. Average risk tolerance.

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This is what I do in my 401k and I’ve had what I consider great returns. 25% Blue Chip Growth Index Fund 25% Large Growth Index Fund 50% S&P 500 Index Fund

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Consider real estate syndications … cash arrives monthly and principal and appreciation returned after investment term. Much more predictable than the market. Happy to put you in touch with a few people and you can do your due diligence. Happy TG

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Is this a good time to get in the market? Seems like it’s bubbling in the face of uncertainty for the time being. Lol

People have been saying that for literally years. Could see a huge drop next month or not. How long do you wait for that unknown time? If you do invest, don't dump all your money in at once. Put in X amount each week or month so you're doing that whole time cost thing. And of course make sure you've got your emergency fund already covered and your other retirement vehicles maxed out. As has been said in like every other post here, time in the market beats timing the market.

Get S&P 500 index fund

3-fund portfolio is a decent strategy

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