Have had the amex delta reserve 11 mos and will have to pay the annual fee next month. Want to cancel it to get amex platinum. Any risk in cancelling within a year? Will i still get the sign up bonus?

like
Posting as :
works at
You are currently posting as works at

Signup bonus was in miles. Looked at the terms and conditions and couldnt find anything saying it would be taken back. Any source?

like

Wait till next month other your sign up bonus will be taken back. Even you paid the annual fee next month and cancel it right back. You will get you money back

It might get taken back but if you pass the one year mark then cancel your next years annual fee will be prorated

Related Posts

Been offered a job in-house. For a tech brand. Could go from a MW salary to an ACD salary overnight. Marketers are all ex-agency, have big ambitions for the work. They have brand partners so briefs wouldn’t all be for 1 brand. Is it worth it this early on in my career? I’d also get stock options on top of huge salary increase.

like

How much bonus should I expect at Software Engineer, Level 44? How is the bonus paid out?

like

Where to prepare for excel assessment test for MI Analyst in Amex GBT?
Also what's the level of excel assessment for this position?

Told my gf (26) that I don’t want to buy a house with her because it is more straightforward for both parties if we keep things separate until marriage. We have been dating 2 years and renting together for 1 year.
I (29) suggest she uses her money to buy property separately whilst I’m happy to continue living together, whether it’s at my or her place.
She adamantly refused and cried and says we are buying together and she doesn’t want her own place.
I was calm and reasonable. What do I do?

like

I miss work travel. How often do you travel in ME and where to?

Post Photo
like

Is it stupid to sell a house 3 years after buying it for only about $1,000-10,000 in profit? I originally bought it for myself but hated it and now rent it out but I also hate being a landlord...

funny

I have a query regarding LTA. First time I am getting Lta .So I want to use it as tax exemption. I travelled by air in year 2019 Feb. Can I use it for FY 21-22 since current block is from 2018-21.

like

850 credit score and my wife’s is 730. We both make 130k. Do we apply for a loan together to present a higher income of do I apply alone to take advantage of my credit score? We’re both debt free

likehelpful
like

If you needed to blow 17,000 points with American Airlines by March 15, what would you use them for?

like

Anyone here familiar with good neighborhoods in the south Charlotte area to buy a home especially say a townhouse? Currently I am based in Atl but could move to Clt next yr. Looking for a home buy early career.

I got an offer from epam anywhere with 18lpa package. But they are deferring my joining date. Meanwhile I had already resigned from my current company where i am critical resource(tcs). They want to retain me now. I don't know what to do now. They have not updated to me the compensation which they are going to offer. I am already scared to negotiate as epam has deferred my joining date. Any suggestions/ help . Thanks in advance

like

Anyone work in the Prophix/Adaptive Insight Group? Is this something that I could transition into from IT Audit/ IT SOX compliance? What is the job like, travel, day to day, educational opportunities?

Need to get to Delhi India just after Xmas for a wedding. Folks who travel there often what's the best route from NYC and what are usually the cheapest options? Thanks !

like

If I never opened a Marriott Rewards card, does it make sense to double dip with the premier card now and the new premier plus card at the end of the year?

like

How much does a Technical Project Manager at the MBTA makes? Or anyone know the starting salary? I'm unsure if their compensation is accurate.

Hello! I talked with a recruiter at GAP Solutions Inc. about a Clinical Advisor position in Rockville, Maryland and asked for a range of 125-135k and I got a written message that if all goes well, they can give me 125k. Typical! Research shows the average salary as 151k and I'd like to push for closer to 140k. Do I keep my mouth shut until after the interview or do I say something now? I don't want to dissuade them but I also don't want to waste time. I make about 110k now

like

Buying a home for the first time and the independence website is not helpful. Before I sign my life away, what should I be checking?

like

Hi! I am in the interview process for a channel manager position internally with my company. Currently I am in outside sales and get a company vehicle that I use for personal use (gas, insurance and maintenance included with a small monthly fee). The new role would mean giving up the benefit. What % salary increase can I expect with the offer? I don't want to fall back financially. My rent has also increased 10%. I'd hate to think the added responsibilities would result in an income loss for me

likesmart

Query regarding Switching of Visa from Skilled worked dependent to Individual Skilled Worker visa. I was on a Dependant Skilled worker visa for 1 year 1 month and now switched to an individual skilled worker visa. Will the previous year in the UK count for ILR ? Or does the clock start again

More Posts

FASHION ADVICE PLEASE - Have a wedding to go to - date is wearing a red dress , I'm wearing a dark grey / slightly blue (right on the edge of those two colors) suit - white shirt - can't decide what color tie

like

Hey Fishes,

I am actively looking for overseas opportunities due to family issues and stress! I bring collectively 6 years of experience in cybersecurity. Does anyone know companies that provide jobs along with visa sponsorship or is there any trusted sites?

like

How many hours per week do you spend:
- Designing plans / case prep
- paperwork / client service
- Reaching our for appointments
- prospecting / meeting new ppl
- training/education

like

Is there a recommended path here? Long one, finished in the comments.

So I make around 35% below market for my titled role. My employer used “startup” as the reason when I was hired, but they’ve finally stopped using that excuse. I was fine with it, because I was promised a promotion within 12 months due to scope change. I’ve now been promoted twice, but in responsibility only. My boss said it’ll be another 18-24 months until my director promo is approved and goes into effect. More in comments

like

Anyone looking for new opportunities in media planning? Have a few openings and happy to make introductions. They are in Chicago

Hi Fishes, Anyone please confirm if HSBC shares first conditional offer letter and after completion of back ground verification do they share final offer letter again ??

like

What is a typical salary for a S1 at RSM compared to GT as I am transitioning firms in Minneapolis office location but negotiating salary. Thanks!

like

Dears,
I have 2 offers. 1 from Netcracker and other from Erricsson India global private limited. Both are in Pune. Role is same - project/Program management. Location is in Pune. Difference is below. I have spent almost 19 years with Infosys and leaving now
Pls suggest where to join

Post Photo

Any entrepreneur mentors here? Looking for some clarity on my startup. Have an idea, but don’t know how to get started. Happy to be mentored!

like

Had a second round interview yesterday and have a good feeling about it as the interviewer mentioned it would be a good fit. How long have people had to wait to hear back after the final interview? I think the waiting aspect of this process is the worst part 😞

like

I have a job interview for a process chemist position later this week. What are some interview questions that are likely to pop up? Any advise on what questions to prepare and how to answer them?

like

Do you think you'll stay in public accounting for your entire career? What areas or roles do people typically exit to?

like

Applying to a few roles at Redesign Health and CVS, including CoS. Looking for something with more WLB but still challenging after working at a Big4 for 4 years and making the pivot to a provider for over a year. Anyone have any insights into culture, WLB, salary, development opps?

like

Looking to get into MBB, currently working as senior consultant in finance transformation domain at EY in business consulting. Suggestions please?

like

I got laid off today from Hexaware Technologies .

My skills are java, spring, spring boot, sql and python. Have also worked as a flutter app developer earlier.
Total work experience 8months.

Please refer me to any openings be it aligned or not to my profile, i would be forever grateful since they terminated me without notice.

I have liabilities with which i might not even survive more than a month.

Infosys Cognizant Wipro IBM Deloitte India

TCS C3B should ask for which band from hcl tech ??? E2.2 or E3 or even higher ??

like

Does the brand name of the firm really matter? Comparing offers between:
1. Big 4 FDD
2. Top of Mid Tier (think GT, RSM) FDD + Valuations

Which offer will transit easiest into IB, since valuations will be usually more sought after for anyone making the switch.

like

Is $127k year with no bonus (except stock options) too low in NYC for a senior design manager at a tech startup w over 100 employees and 250+ mil in funding?

I don’t manage designers, I manage the design in the company. I got promoted to SDM to expand my role more horizontally vs my previous role which was fully IC working on product design

like

Crypto market going 😜

like

What happens if I get terminated from Infosys? I will never join IT anymore so will it be a problem if I get myself fired?

like

Additional Posts in All things points

How long to get SPG points for delta cross awards flight? It’s been 2 weeks for me...

like

Difference between using MR on AmexTravel to book AA flights and transferring to Avios to book flights?

like

Can you book business or first class if the flight is 5 hours?

likesmart

I’m starting as a college hire next week as a consultant and wanted to see what the best airline I should go with for rewards? Will be flying out of Denver. TIA

Anyone have Wyndham corporate code(s)?

Best ways to redeem Amex points? Previously done jcrew gift cards but now jcrew is not available 😔

like

Beat Corp code for Westin den airport?

likefunny

Need to get to Delhi India just after Xmas for a wedding. Folks who travel there often what's the best route from NYC and what are usually the cheapest options? Thanks !

like

If I never opened a Marriott Rewards card, does it make sense to double dip with the premier card now and the new premier plus card at the end of the year?

like

can you return things bought using Shop Your Way points at Sears?

like

Can i still use clear or delta skyclub if I got both of them through delta diamond? Not flying delta today.

like

Is SYW UBER integration dead?

like

Hotel overcharged me by $315. How many points should I ask for? It’s a category 6 Marriott hotel (50k pts a night)

like

Bottle of water in my room was opened and half empty when I checked in. Worth complaining for points? Feels knit picky but that’s kinda gross at the same time

like

Fastest way to Marriott status?
I am currently Diamond with Hilton but want to switch. Do they offer any challenges? I already was told no status matches.Also not interested in opening a Marriott cc..

like

Good points cards for bad credit?

like

Of the curated by JW candles out there, which are the best? Need to order 2

like

New to earning points....what is the appeal in having a "travel card" vs loyalty to a hotel or airline card? On some cards I see 6-12x points on booking their hotels or flights, way more than CSR.