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Hi fishes! Nagarro declined the counter offer letter ₹33,00,000 + shares worth 4.5LPA
I've 6+ yrs experience (mobile dev.)
Nagarro offered 18LPA. Initially I told HR for 22 but he mentioned 18 into their internal portal to their senior so after clearing all interview rounds I got 18.
When I asked the HR, he told me to accept it for now and bring the counter offer letter so they can revise offer letter.
But now they declined. Weird.
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I think he’s solely talking about a $500 car note
Pay cash buy a used toyota or something. In 2 years you will look back on taking on this debt with dread.
Yes definitely. Assuming $250 payment and $250 for insurance and gas, give or take.
This depends very much on the car and whether you have to pay to park it. If you're buying a new car, $250 per month for a car loan seems low but if it's a lease or a used car or you're planning on putting a large amount upfront, it's definitely doable.
I would look at a few things to answer this question. Your current monthly spending and what things are changing to find the car...meaning, did you used to pay for public transport or car share that you now will not be? Is your rent or other expenses changing and that's what will "fund" the money for the car? Or does all of the car budget coming from what you're saving today? If nothing else is changing and this reduces the amount you're saving each month, I would keep expenses on the car as low as possible while still providing the reliability/utility you need. If you have other budget reductions that are essentially funding this purchase, that helps inform your budget for the car (all in of course).
As a more practical example of what you can get for a specific amount though, I have approx $350 car payment + $150 a month for insurance/gas for used Xterra, on a two year loan. Places will give you a 5 yr, but I personally think that's impractical for a depreciating expense like a vehicle.
what other debt do you have? If none, go for it and treat yourself to that car that’s $500/month car payment.