Haven’t used my CSP in almost a year, using other cards, and thinking about lowering it to a no fee card to preserve rewards. Any reason not to do this that I’m unaware of?

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You may loose your ability to use the travel portal and book at 1.5x points.

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yes

None. What you’ll be wanting is a product change to the Sapphire (not Preferred or Reserve, just Sapphire). It has no AF but still lets you preserve your UR account

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Perfect, thanks!

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