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Do you actually know what these are? I would dump most of these and allocate everything to VTI and VXUS. That will give you the whole world market.
“Dump” was a bad choice of words. I only own VTI, just watching the rest.
VTI covers VB and VOO. You honestly don’t need much more than VTI. You can get vanguards REIT fund or International fund to spread it out a bit.
What is the REIT fund name?
Conversation Starter
Is it bad if you have both voo and vti? In what way
Chief
It’s just unnecessary complexity. They are 99% correlated so there’s no advantage to holding both.
It’s not about the overlap being an issue though…
The total market fund holds like several thousand companies which end up being more weighted to small and mid caps compared to the 500 fund which is the 500 largest companies by market cap.
So obviously in the 500 fund you are more skewed to large cap vs small cap.
Then if you own them both in equal weights you are halfway between those points…
These things matter lol. Yes etfs are amazing tools to get market exposure but no it’s not stupid to own VOO/IVV and VTI/ITOT at once.
And for the same reasons, in a diversified portfolio you can layer in your exposures to HDV/VYM/VIG and so on and so on. Use weighted average thinking and figure out your strategy and preference for where you want to be in the style box. Sheesh 🙄
Pro
Agree with this. I allocate small percentage of my portfolio to dividend etf, and others. I like the balance and the peace of mind that it gives me
Missing a few things here:
Net worth? Age? Investment goals? Current allocation — equities, bonds, other?