{ "media_type": "text", "post_content": "Hello, as an International student, it is possible to get educational loan from a bank in US than from India? Do you guys know anyone who took an educational loan from a bank in US being on F1 Visa then please do let me know. Thank you so much, any help will be much appreciated!", "post_id": "60cd8b0b7e074a001c092330", "reply_count": 17, "vote_count": 2, "bowl_id": "5abc4bc7cf9bd00013107acd", "bowl_name": "Global immigration ", "feed_type": "bowl" }

Hello, as an International student, it is possible to get educational loan from a bank in US than from India? Do you guys know anyone who took an educational loan from a bank in US being on F1 Visa then please do let me know. Thank you so much, any help will be much appreciated!

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Yes I took loans from Discover and Citizens Bank. All lenders will require a co-signer who needs to be a US citizen or Permanent Resident

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If you have a resident co signer your rates will depend on their credit score. I got mine for 3%. If you go through the university financial aid program then it used to be around 7.5% before pandemic. Edit: if you have a resident co-signer with good credit score, make sure to shop around multiple banks. Discover and Citi are both good.

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Try Prodigy. I refinanced my MBA loan with Prodigy after graduating and got 5%+LIBOR (effectively around 5.7 right now). It’s a good option without a Us co-signer

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I used mpower. No cosigner, max $50k loan. 10-12%.

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I got it from Discover, 7-8% interest rate, no co-signor required.

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Yes try Stilt

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6-7%, US citizen co-signer.

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The frustrating bit I will add is that I developed fantastic credit since and could have got my rates lowered to 3-4% with refinancing, but as I no longer am living, studying or working in the states I can't refinance. Something to consider for a US bank loan.

I'm not sure what the rates are right now but I got my cousin (a US citizen who had an excellent credit score to cosign) 8 years ago and my rate was around 5%. Citizens bank

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I did too. But in my case my first 2 years was paid out of pocket but as an emergency arose we had to go for the last year as a loan. Went through Wells Fargo co-signed by my family member who’s a resident. Very low int rate 2% or so

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I got a loan from Discover for my MBA. The cosigner needs to be a citizen/permanent resident. The interest rate really depends on your cosigner's credit history. For me, it was 1.5%

Thanks to all for all the tips!

It really depends on co-signers credit history. I got mine from citizens bank for 2.5%

Yes, I did. Citizens bank, 8-9%. It is possible but USC cosigner required for international students.

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