Hello fellow Desis. I recently graduated from school and have saved some salary that I want to invest. Given visa uncertainties here, just wanted to check how people are investing? Talking about investing 40-50k.... any thoughts on investment strategies? thanks!

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Don't take immigration status into account when investing (unless you are considering a home as an investment). Max out 401k and IRA every year.
Invest the rest in low cost ETFs, my philosophy is 50% US, 50% ex-US global. The advantage of being in the US is low (super low) cost ETFs.
The only risk (which I think is small) is that you have to go back to your home country for good, and that countries' currency has gained so much strength that it wiped out all your dollar investment gains.
EDIT:
Ohh wait, this is the Desi bowl, I thought it was the immigration bowl. There is no way the India, Pakistani, Sri Lankan, or Bangladeshi currencies are gaining that much strength

helpfulfunny

Modi hai to mumkin hai!!

Biggest mistake I made is worry about visa status before investing. Just do it you won’t regret the extra few years of your money compounding

likehelpful

Dodgecoin

funny

I thought Fordcoin is better over Dodgecoin

funny

Visa and investing have nothing to do with each other. Invest in a diversified mutual fund and let it ride. Don’t keep looking at it every month.

helpful

Depends what you want long term. If you want to stay in the US, do what SAP 1 said. If you are certain to move to India, transfer money to India and invest there

helpful

Dm me

Thanks for the inisghts all! Will take the visa out of the equation for now

Berkshire Hathaway

What matters is how long you plan to live in the US. If you’re not planning to live here forever / a long time; and can not “block” ~20k then I would reconsider maxing out a 401k for example.

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