Hello Fishes,
First time coming under tax bracket.
Can someone help me how to design my investments and other stuff so that i can save taxes?

1.I dont have seperate insurance till now.
2.I have mutual fund investments but not ELSS
3. I dont have any loans

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Posting as :
works at
You are currently posting as works at

Use 80C to a maximum of 1.5 L. Take LIC policy or something.
Use HRA to its full extent if you are renting.
Use food cards and other flexi benefit stuff.Though not much, they can save a little tax.
Invest in riskless ELSS mutual funds.
If you are ok with it, take a home loan and it drastically reduces the tax. If you think it is a burden, stay away from it. It is indeed a burden.

Yes

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