{ "media_type": "text", "post_content": "Hello fishes - Has anyone here bought condos in NYC, while on H1B (i140 filed, playing the long waiting game)? What are some of the lenders that provide mortgages to immigrants? Down-payment %, rates and insights into other terms will be greatly appreciated!! Thank you 🙏🏼", "post_id": "5ffd07df5afcf3001b9e14c7", "reply_count": 2, "vote_count": 2, "bowl_id": "5abc4bc7cf9bd00013107acd", "bowl_name": "Global immigration " }

Hello fishes - Has anyone here bought condos in NYC, while on H1B (i140 filed, playing the long waiting game)? What are some of the lenders that provide mortgages to immigrants? Down-payment %, rates and insights into other terms will be greatly appreciated!! Thank you 🙏🏼

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They literally don’t discriminate. If you have good financial standing in the US, you’ll get a loan. Your immigration status doesn’t even come up.

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Yeah, having a credit score and enough money in bank for a down payment is more important. Typically 20-30% down payment, could be less in some cases. Some Co-ops might require you to have same amount of money in your bank account as for down payment, but condos might be fine.

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