Hello Fishes, How does medical insurance work in Cognizant? I want to enroll my parents and to do so will i have to pay or employees & parents are covered by default. Please advice.

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You, your parents, your spouse and kids. Maximum of 3 dependents are covered under the corporate medical insurance provided by cognizant.

Till associate level, default cover is 2.5 lac, above it is 3lac.

Depending on your need, you can pay extra premium to increase the cover from the default amount.

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Thanks much. I am still single so i assume by default both dad n mom are insured. Also, if i want to increse coverage. Any idea how much need to pay?

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Last when I checked. It was 5000 for each additional 1 or 5 lac of coverage. I do not recall it. You can check it in the Medibuddy enrollment.

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You and + 3 are covered under the policy for 3lakh I think. Above that you have to pay the extra premium

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Depends on your level..it starts from 2.5L

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