Hello Fishes, need a little help on the tax saving part. Can you guys post your suggestions , attached below CTC breakup also I am planning to take a 70lac home loan.

How do you invest in the Indian stock market do you need some sort of nri demat account?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Biden if you don’t want to forgive the student loans just say that. 🥹🥹🥹

Just curious, as an A&A, how much money do you actually save / invest vs. spend? I find it difficult to save up tbh. Does it get easier once you move up or your spending just catches up with your pay

Question for y’all.

If I’m maxing my Roth 401k through work (and I am a relatively high earner - $170K) is it worth it to max ira? 6K is like 1500 in tax savings.

Would love to hear some thoughts. Also max dep FSA ($5K)

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Any idea on best Elss fund?

Been using the Delta Platinum Amex for a years. I travel for work, but not often enough to justify the Delta Reserve. Right now, my wife has the same card, but it’s on my account. Almost every purchase we make is on the card, so we take a few flights with miles and the companion pass each year. Thinking about splitting our accounts just to get another Delta Platinum, get a big mile bonus, and then we’ll have two companion passes between the two of us each year. Anyone done this? Alternatives?

If I start my notice period today for 1 month, would I receive the RSU shares which are supposed to vest in this month of notice period?

Which all MF's comes under 80ccg?

Can a non audit KPMG employee outbof the Charlotte office get an auto or home loan from Wells Fargo? Or is that restricted due to independence?

I’d like some help evaluating the best deal. Airbnb potential house/ back house in Texas (furnished for $570k) Airbnb would break even (~3600)and most of not all of mortgage while I live in the back unit. Turnkey but not sure about appreciation or value. OR triplex for $625k that generates 4500/month, it’s in a questionable street in an amazing zip code.

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Hi all - figuring out loan options. Does anyone know if it’s better to choose:
A.) a longer term loan with a higher interest rate and overpay each month (0.5% higher interest, ~300 less in payment each month)
B.) a shorter term loan with a lower interest rate and meet the monthly payment exactly

Or how to calculate the better option?

Is it true that keeping a 10% balance on all credit cards with significantly raise a credit score? I feel like this is a scam so credit card companies can earn more interest

How does the investment declaration work at cognizant? Can i declare only 80c for now? Or even hra or loan details can be declared now itself with valid proof? I read somewhere that these details have to be declared in November with documents. Can anyone help in this?

I feel like this is a dumb question. What's the difference between equity and stock options? Or are they the same thing?

Any Connecticut Ins companies that will write a coastal property (old saybrook) on pilings? Old saybrook,ct 1mil

Hi All!
Anyone from the insurance industry based in Jakarta, Indonesia? Would be happy to connect/network over coffee

How does Nokia treats third party employees?

Looking to connect with clinical specialists in medical device/ pharma. Anyone in this position?

can i transfer my delta miles to spg points?

Can any one tell me how does notice period works in TCS? 3 months is compulsory or can we adjust that with leaves as well??

hi! i desperately want to get out of customer service, but i have no idea what to do next. does anyone have any suggestions on how to figure out what kind of jobs you would like and also have experience to apply to? i’m stuck because i do not know where to go from here, but cannot start over and take any sort of pay cut. ready to start applying because i am burnt out, but have no clue what to apply to. thanks!

Hi fishes!.. I am a Test engineer in a mindtree pvt. ltd. Mindtree gives me the project of cisco which is based on the Networking(switch testing). I didn't have much experience in networking or I don't like the Networking testing. I have one year of experience in automation testing with Selenium java WebDriver, TestNG, cucumber bdd framework. I am comfortable in these things not in networking. I talked to my HR and Manger for changing the project but the didn't change.
Fishes what should I do??

I was just offered an RN II position at Stanford Hospital’s B3 unit for $84/hour. Are there any RNs out there who can tell me what it’s like working on the unit and if it’s worth leaving my job for? I love my current job, my schedule and the people. I have no problems with it except that it’s 1.5 hours away from my family and it pays $25/hour less than Stanford.

Also, do you think it’s too late to ask if I can visit the unit before I make my decision? Thanks in advance.

Hi everyone,

Need help with referral at EY for a particular job id

Thanks 😊

Hi all,
How much salary can be offered to a person having 1 year 9 months of experience in sap abap hana, new abap, odata, basics of fiori.
Current ctc: 4.5lpa

Is it a red flag to not use your current employer as a reference or would this not be noticed? I have other references I want to use who I think can better attest to my skills for the job but don’t want it to raise any questions.

Hi guys, Can somebody put some light on appraisal in RSM. What is an average % hike. Also any fixed criteria for promotions?

I can refer you in Natwest . DM if you like .

Anyone able to get Becker again from EY? My original Becker expired and now I don’t feel like paying $3K for Becker anymore. :/

Is it easy to get a nonconsulting role in Social Impact, Corporate Social Responsibility, Purpose & People? MSHR and SHRM-SCP with 10+ years of experience in compliance, global mobility, people development, workforce strategy and disability advocacy.

Hi guys what should be salary expectations if I’m switching after 2 years experience. Currently working as security delivery Associate. Current CTC 4.5Lpa

Hi Guys, what is the salary of senior software engineer in Gartner having 7.5 yrs of exp

Can you suggest an area to live in banglore with family with rent of 40 k for 3 bhk.

My new company is in electronic city siemens but they are flexible with going to office.
So I don't want to live in outskirts which is very far from city and Also cannot affort to pay beyond 40 k.
Please advise some areas

I recently had the interview with KPIT for Data Scientist position. I have cracked multiple rounds and had salary discussion with HR. Everything was good and HR was ok to release the offer. She sent the offer for management approval. But after 2 days the HR replied to me saying the position was went on hold and then can not release the offer. What went wrong here ?

Hi,

How much I should ask for with YOE 4.7 yrs in Manual testing, sql testing?
CCTC is 12 LPA. It's a product based company

Hi fishes,
I am a Finance Professional having 10 years of experience in BFSI domain. As a BA I am having 5years of experience. I have received an offer for senior consultant1 in Capco. Current CTC 12LPA. Capco offered 18LPA. Thinking about Position and CTC.. can anyone please help me here.. Should I accept??

Hi fishes,
Is synchronouss good company to join.
Could anyone please help me.
Thanks

Hi all,

I have offer from Harman Connected Services and NTT DATA both almost same compensation and Chennai location.

Yoe -5
Skill - Java springboot microservices developer

Which company should I choose on basis of job security, projects, wlb and yearly appraisal??

What should be the minimum CTC I can get in Salesforce developer with 2.8 yr of experience

Is it still a good time to change the job? I have two doubts in mind:
1. If i resign now then notice period will be from oct to dec. And last month of notice period where candidate receives most calls will be dec and i believe thats coldest month of hiring?
2. In current organisation annual pay cycle is from april to march where we can consider 8% hike plus 8% annual bonus is due in march. So getting a 40% hike and leaving current job is worth it?

Hi All
Need your advice
How good is Comcast vs Publicis Sapient

What should the Salary ask be for Sr. Consultant @ EY India Tech Risk practise?
Relevant experience 5 years.

Naukri has proved to be the best site for me when it comes to job hunting. 90% of interview calls I got were because of Naukri. A couple of them from LINKEDIN jobs & none from Indeed or Monster.

If you had a different experience, please let us know

Hi ,
Currently i am working in TCS past 1 year at 13 LPA in data engineering domain with skills like python, sql, GCP , powr bi, ETL. In previous exp I have worked in complete analytics daomain, facing difficulty in adapting the development environment. I am having 2 concerns that am I underpaid for 5+ year of exp and should I switch for better analytics domain

Hi fishes,
I am switching job with having 3 YOE
Current CTC 3.75 LPA
Tech Stack - Java, Spring Boot, Rest Api, web services, a backend developer.
what should be the expected CTC ?