{ "media_type": "text", "post_content": "Hello! \n\nSeeking advice regarding our mortgage company not complying with our FHA Loan Closing Disclosure.Per FHA requirements, homeowners insurance has to be collected through escrow. However they've only been paying property taxes. This extra money that accumulated in escrow won't cover what's owed to insurance because property taxes and insurance went up. Thus leaving us with a large chunk of change that we will have to front. Had this been done correctly in the first place, we wouldn't have cared about up", "post_id": "611c20ce10dcfc0022de9a1c", "reply_count": 1, "vote_count": 1, "bowl_id": "5a5242b78e26290018502ca0", "bowl_name": "The Real Estate Bowl", "feed_type": "bowl" }

Hello! Seeking advice regarding our mortgage company not complying with our FHA Loan Closing Disclosure.Per FHA requirements, homeowners insurance has to be collected through escrow. However they've only been paying property taxes. This extra money that accumulated in escrow won't cover what's owed to insurance because property taxes and insurance went up. Thus leaving us with a large chunk of change that we will have to front. Had this been done correctly in the first place, we wouldn't have cared about up

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paying up front throughout the months. Who do I need to talk to within the mortgage company? I just feel like they don't care about that money, and in the long run it's hurting us. We are trying to save for our wedding, and a future larger home (elsewhere obviously, because the property taxes are not worth it).

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