Hello! super new to investing.
On fidelity, what is the difference between "stocks/etf" and "mutual funds"?

How much rent should I spend in NYC?

I try to save so I can FIRE but I'm tempted to splurge a bit on luxury housing in NYC. I have 2 options:

Option 1:
2 bed flex: 1650$ includes all amenities like gym pool etc and I get the main room
But I have to share the common area, bath, kitchen, no Washer dryer in unit

Option 2:
Studio: 450 sq feet, $1995 includes Washer/dryer, gym and amenities $75 extra
Get to live by myself, more modern building built in 2000s

Is it worth the extra 350? TC:160k

What happens to your 401k when you leave without it being fully vested? I left my company without it being fully vested and looks the same to me. I didn't have it transfer over or anything. Just sitting in the original fidelity account. When does it get adjusted? Or did I luck out by keeping it in the original account?

I got the southwest personal chase credit card 2.5 years ago. Can I sign up for a different personal one now to get the sign up bonus? Trying to plan a personal plus business card sign up bonus to get companion pass in January.

Starting to learn more about investing in the market. What’s the fastest way to learn? Have about $10k I want to invest immediately to get a feel for it.. Any recommendations?

Which technical analysis do you mostly prefer when you buy stocks? And why?

If I pre-pay for gas but don't take the full amount, does it automatically go back on my card?

Looks like EY restricts most investments…had to get rid of most of mine..how do EY’ers handle this?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Hi Friends, What are your thoughts on purchasing an annuity/IUL in your early thirties as a living benefit investment option?

Anybody got experience with short term rentals ? Want to have a second home but offset the mortgage more than maximize income.

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

How can i buy and sell stocks in the UK? How much are the taxes?

Anyone have a recommended tax person in Chicago?

Has anyone received their tax refunds yet? How long did it take from filing to deposit?

Anyone have good, detailed itineraries to share? Open to any countries but planning time is the constraint for me 🥲 I shared a Japan excel a little bit ago - would be great to exchange itineraries

Hi Philly 🐠

I am new to Philly and don't have any friends/family here. Looking for recommendations on some of the best primary care physicians?

Ok workaholics. Maybe you’ll love this teasing from my boss. I’m leaving at 5 (ya know, the end of the day) and she says to others in our conference room as I pack up my things, “She’s only working a half day today!”
Also my company constantly pushes health and wellness, but when I told my manager I was taking a break she said “oh we get those?”

Yes, we do get those. And leaving at 5 is called having healthy boundaries with work.

Any good recommended books on how to build a scalable product and team? I'm looking for recommendations for two areas: 1) in general laying the groundwork in a startup to have the tools and especially processes in place to scale, and 2) tactical focus on building a SaaS project. I've been promoted into a management role from Dev roots, so need to learn more PM processes to be an effective manager in day job, plus would like to start building my own SaaS solution.

I’ve saw this in another bowl and thought it might work here .

Post your company if you want to refer

Oh boy if young folks can’t find love here then I am just doomed lols

Hey Philly. What is Slalom’s Philadelphia office like? Any non-tech consultants there?

Hi Sharks

I am trying to get an aboard job in SAP, could anyone help me how to get job outside India

Looking to transition out of public with about 5 years focusing heavily on partnership taxation. What are some good roles and industries to be looking for?

Hello All,

I am an MBA graduate with 4 years of experience in order management division.

How do I raise my standard of getting higher package i am currently at 9 lakhs per annum.

Do i have to switch my job division to get to the next level.

Looking for advise if I have to go through some course to skill up what would be the best ??

Thanks and Regards
Niraj C

Any Chicago agency looking to hire a senior producer with broadcast production and post production experience?

Forced to stay in a Hilton tonight...Hampton Inn, Hilton Garden or DoubleTree?

For those who left NYC, what city/state did you go to and why?

What books would you recommend for understanding human psychology / personalities? In a people oriented industry like consulting, I imagine it really helps understanding human behavior and building self awareness. For context, young person in consulting here.

What stocks are you adding in this dip.

I am an Indian citizen leaving in Canada with a PR. Also have a US B2 tourist visa.

Can I travel from Canada to US to visit my friends for the holidays?

Checking if anyone tried this recently?

Hi,

I need suggestions for salary negotiation in TCS. My details below
Role - Senior ServiceNow developer
Current CTC - 19.5 lpa
Offer in hand - 26.5 lpa
How to negotiate in TCS for maximum fixed component possible?

Any books or articles on macro economics?

Looking at getting a 2019 camry se. Anyone have a good experience with Camrys??

Has anyone received their tax refunds yet? How long did it take from filing to deposit?

Has anyone moved to Florida recently? If so, any tips on renting an apt for 1-3 months

I recently changed jobs and my new 401K provider - Principal has very limited MF investment options. My prior employer’s 401K was managed by Fidelity and provided me access to a range of MF options. I believe that the fund options are negotiated by the employer and provider? Two questions. First - I have not rolled over my previous 401K to the new one. Would there be any problems. Second - is there a way I could move my current 401K to another (precious) provider?

£ historical low against $. Good time to amass?

What happens to your 401k when you quit ?

Those of you had massive MBA/Law school debt, 200k+ what's your plan? It feels like my net worth, even working in consulting will be negative for a long time -- how have people dealt with the massive debt, and the golden handcuffs of having to stay in a job that lets you stay afloat?

Interested in others opinions.

Early 40s. No debt. Currently have ~50yrs worth of [annual expenses+15%] between savings, investments and 401k (not including future social security). Current savings ~1.5yrs [expenses+15%], 401k ~12yrs [expenses+15%], and investments ~37yrs [expenses+15%]

At what point would early retirement be a serious consideration for you, given no interest in increasing expenses (other than inflation) or any other substantial changes, with satisfaction in life outside work?

This is my first time participating in a 403b and the fees are ungodly and the market has been anything but sexi. I’ve moved all future contributions into the money market fund with a guaranteed 1.70 return until 12-31-2022. The funds are pretty generic life cycle funds etc. How should treat this thing?10% Roth contributions and employer match 6%.

Single M in NYC spending 4.5k per month. Too much or average?

Alright fishes...
I am currently at 3.625% 30 year...with about 23 years left. Opportunity to go to 15 year at 2.375% with $1700 closing costs or 2.5% with no closing costs out of pocket. Thoughts?

Slightly dark topic here - this might be a stupid question but if you were to pass away, would a will be sufficient to give access to your wealth and bank accounts to your beneficiaries (cont)

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.

Mortgage at 3.25 % interest for 5% down. 91$ monthly PMI. Good time to buy or should I negotiate/ shop further?

Hi everyone,
So I have been maxing 401k and Roth for a few years now. I setup the Roth on an auto deposit spread across the year. Well, it just dawned on me that with my wife and I recent (December last year) raises. We are now over the limit that's allowed to contribute to them. I have already invested a good chunk for the 2020 year.
So my questions are, do I just pull the money out of it or leave it?
What sort of penalties can I expect for next year's taxes?
Thank you!

How much on average do you and your family spend per month?? We are at $8k average including a $1100 mortgage and $1100 in car payments (family of 4 (2 adults / 2 kids under 10))