Hey all, my salary is 100k base, rent is 1900 and this past month I spent 1000 dollars on groceries, and fun activities. Is that too much?

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You never eat out and you live in NYC?

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Ah, got it. To each their own I guess! If you’re going to cut discretionary spending, start with booze.

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“Too much” is so subjective. Also, people on this app seem to quietly compete when it comes to who makes more, and still manages to spend less. So responses will be skewed. The only person who can determine “too much” is you. I highly recommend using a program like You Need A Budget, which forces you to account for every single penny you spend. Once you’ve done that, you can have a better idea of what “too much” is.

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It’s pushing it, especially if you have student loans or other debt.

But you also need to think about your income trajectory as well. If it’s tripling in 10 years, who cares?

No debt but saving goal of 15%

Does that number include eating out or your total cost of food? If it does then I would say it's not bad really still should be able to save money every month.

It does, I never eat out so my cost for food is roughly 100 per week

Hard to say what is too much or not because it depends on what your goals and personality are, which you haven’t mentioned yet. Based on just what you mentioned about savings, 15% monthly, if you hit that then that’s fine right? I’d put an emergency savings piece down too before all those and if you have it then great.

I ask about goals because if you don’t intend to live in NYC for long, then you should maximize your experiences now and as long as you keep that 15% you’re dandy. A lot of scenarios in play but you seem fine.

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