{ "media_type": "text", "post_content": "Hey any suggested way of how i should split my investment post 401k max out n IRA? Say i have 50k in saving then around 15k in HYSA, 20k in S&P500 and 15k in stocks? Something on these lines as in what is suggested", "post_id": "5f313f8224bfa4001ac82a31", "reply_count": 1, "vote_count": 1, "bowl_id": "5b04eaa9e090ee0013704639", "bowl_name": "Stocks" }

Hey any suggested way of how i should split my investment post 401k max out n IRA? Say i have 50k in saving then around 15k in HYSA, 20k in S&P500 and 15k in stocks? Something on these lines as in what is suggested

like
Posting as :
works at
You are currently posting as works at

3-6 months (or more) of expenses in HYSA, so if 15k is enough that’s good. If you’re confident in your stock picking abilities, then split looks good. Don’t dump everything in individual stocks rn though if you expect another pullback or drop soon, just DCA your positions on red days.

like

Related Posts

What happens if i485 is denied? Do I lose all benefits of i140 such as visa extensions and priority date?

like

500k at 31 which is great but I still feel like I’ll never be able to afford a house in my area (~1M). My money is pretty much 50% 401k 50% investments.

like

Hi! I’m 30, own a home, 50k in 401k & 25k in Roth, no other savings. Roth has a ROR of 2%. Should I leave $ in Roth? Reinvest in a diff acct? Grow it until I can buy an investment property?

like

Any resources to improve healthcare domain knowledge? My firm put me into the HIA practice and I don't have prior experience in it

Besides pay/benefits, what are changes that happen when you move from a C to M levels? Do you have access/exposure to different tools that help you do your job/take on bigger responsibilities?

like

My Mom is traveling first time with me to India and I want her to feel the luxury and all benefits of United Airlines. If anyone has Global do you mind upgrading Mom's seat? Would be really appreciated :-)

like

Going back to work next week after 4 months of maternity leave and I’m super nervous about it 😔. I’m sure it’ll be fine but I wish that I could stay home a bit longer 😔

like

How is everyone handling the closure of Roth conversions and Mega Backdoor Roth IRA? Does this render After tax 401k useless?

like

After 6 yrs of PM/PO out of college working for Cigna, I was informed my position is being eliminated due to “staff reductions to combat with rising costs of healthcare.” I was offered severance & I’ve got several positions in the works with the same company thankfully. I was caught off-guard, never had a bad review & was expecting a promotion soon. If there’s ever been a sign to jump ship it’s now. I’m an enthusiastic PM ready to embrace new challenges. Any1 want to hire me? DM for resume! 🤝 🤞🏼

like

What are the equity benefits of being at Pdubs?

like

Best benefits of Deloitte ? Thinking about switching from EY for a more interesting group

like

Hi! I have a few questions on the backdoor Roth in which I’ve done a bit of research online. When it comes tax time, will my 401k vendor (Merrill) give me the correct documents? I’ve just used turbo tax in the past but am worried of any documents I may be missing to adjust any tax. Also- when does the pro-rata rule come into play? I’m just nervous in the entire process as this is my first year doing this. TIA!!

like

Rolling over 401k into IRA, should I put it in Schwab? Traditional or Roth?

like

I'm 25M with about 2k monthly savings after discounting all expenses and 401k. Any advice on how to invest 1.5k every month considering I would need $500 for food and other expenses.

like

What do you invest in if you’ve already maxed out 401k and HSA and don’t qualify for IRA?

like

Do any other firms offer pension like EY does? And what are the terms? I know EY recently changed the retirement plan but we are still fully vested after 5 years

like

Things to do before resigning? Like, gym membership reimbursement?

like

Cam anyone DM me Deloitte supplemental benefits doc? Planning to join in few weeks and onboarding team not responding

like

Is wlb for consulting in UK (London) better than that in US? Trying to convince myself that the pay parity is worth it. Also, could you please help me understand whether the total long term col (inc healthcare, childcare etc) in London is less than that in a hcol US city (say NYC), and thus the saving potential is similar? TIA!

like

I'll be joining the consulting world very soon and am thinking about getting a new personal credit card. My meal expenses are per diem so I'm thinking about the AmEx Gold card as it has 4x points on dining. I was wondering if anyone had any suggestions on personal cards for consultants and how to go about my corporate card as well! TIA

likefunny

Additional Posts

Hello everyone. I hope everyone is doing well. I have been applying to different jobs but not able to get any offer letter. Please help me. I am looking in the field of research analytics, project management, business analyst and marketing research. I have few months experience in sales. I have completed my MBA.

like

If you can’t stop coughing and blowing your nose, please do us all a favor and go the f home/back to the hotel 😠

likefunny

Layoff news from Deloitte! Is there a pattern?

like

How long realistically do you guys think we’ll have to wait before project travel starting up again?

like

Any news on when offices are going to reopen?? Will it be mandatory to be WFO. Can we opt for perm. Wfh???? Please give updates on your company policies on this matter.

like

EY Parthenon (GDS) TSE-IT Team What would be work like? What do they do? How is WFH opportunities??

like

Does anyone know if India has visa on arrival for American passport holders? Friend’s father passed away and he does not have a visa currently. Wondering if he has no options till the consulate opens. Thanks in advance!

like

If you go from h1b to h4, but still have time left on your original h1b visa, can you switch back to h1b easily?

like
like

With Michael Thomas out, who would you replace him with in a PPR league today, TY Hilton or Emmanuel Sanders? Like Sanders but worried about Brees after 4 weeks off.

like

I got an offer from Deloitte and the role is Lead solution advisor. I am a python developer with devops knowledge. Am i consultant or not? Is there any mistake from the hr team? As far i know lead solution advisor not applicable to IT industry. Could anybody explain?

Hello everyone, I am planning to give my pd2 certification very soon. Any advices/tips on the preparation techniques that would help me crack this tough exam? Thanks for your time and suggestions.

like

Strategy folks - how do you get good at … strategy? Recently started at a startup in a role where I’m the only person under the head of our product team who handles the strategy-focus of the company. He wants me to take more ownership from him and I want to crush it but have no relevant experience here and am still fairly junior. Any books or classes? Or is it just trial by fire.

like

How can I learn more about the work and day to day expectations of FDD Advisory? Looking for resources to educate myself in the service line as well as advice. I’m an S1 in audit in the PNW at a Top 15 firm but looking to move to NYC and make a switch to FDD either to Big 4 or another large firm by the end of the year

like

Got a heads up that I'm looking at a promotion here soon. What is the avg. Search Manager salary in Chicago?

like

Hi everyone, I'm Dan looking for a remote part-time, role as an Associate Data Analyst. I'm a problem solver, critical thinker, proficient communicator and honest with experience in Microsoft Excel/Pivot table, Python (Pandas, Numpy, Matplotlib), SQL and PowerBI.

like

EY-Parthenon (GDS) TSE-IT Team. What does it do? What would be work like? Does it have wfh policy just like EY GDS? Need help please

like

What is the consulting equivalent role level at as a Google Account Manager?

like

How do I promote collaboration beyond my classroom? It sounds easier said than done.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal