Hey guys! New to FIRE and hoping to get some insight.

Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?

> 29yrs old
> Senior Consultant
> 4 YOE
> $90k BC
> $100K-110k savings / investments
> $45k student loan (pegged to inflation)
> no property

Anyone selling 45k-50k united miles? I had a family emergency and have to get back home (not US) asap. Please DM me.

What are steps to becoming a realtor? First step, be attractive! - Confessions of a Realtor

Can anyone share oracle payslip? What kind of options available for tax saving ?

Hi fishes,

Out of topic. Regarding insurance claim

I missed adding parents in health insurance for this financial year. my father cancer surgery happened and I spend 15 lakh from savings and debt. Their is further spends in next financial year April and May for chemotherapy & radiation.

If I add parent in health insurance in April ( next financial cycle) . Will I get claim ?? Since it is existing disease. Please help me out if anyone knows

I have 120k Amex points, what is the best possible conversion rate that I can get? Plain cash back is really bad, I am thinking of transferring to some partner airlines. Thoughts?

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

Hi desi fam! How long did it take you to pay off your T-10 MBA loan with MBB/Tech gig?

What do you think of the “Renter’s Choice” ordinance that says landlords can’t force new tenants to pay their security deposit before moving in? It seems like this would make property owners more hesitant to rent their properties out

Slightly dark topic here - this might be a stupid question but if you were to pass away, would a will be sufficient to give access to your wealth and bank accounts to your beneficiaries (cont)

How did you get better with money? I'm fucking terrible with it and kind of always have. I don't want to hear tips from people who are natural good at it. Would love to hear stories of people going from bad to good. TC: $170k

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Launched my first startup! It started last year after getting fed up with the gamification of stocks, so I started to research angel investing, but I couldn’t t find any high quality pitches with free access…. so I decided to develop a solution myself

My network is a completely free and automated deal sourcing solution that matches investors & entrepreneurs. I would really appreciate anyone willing to check it out! Takes less than a minute to sign up and free.

How quickly is the pension available after you leave? Can you call the day after you quick and roll it over to another investment account or do I need to wait ?

Has been local for the pass six month. No points. Waiting for a super delayed flight with Ukrainian airline. I need my grey income!

Is anyone invested in REITs? Which ones are your favorite?

I'm assuming that every week on the bench drops utilization by ~2%. Am I correct in this assumption?

My current vested pension balance is about 15k. Is this the amount I receive if I opt for a lump sum?

I am entering in the interview rounds with McKinsey and wondering if anyone had tips, online course advices or materials to share!
Also would anyone be interested or knows anyone to do a coaching session that has already worked in Mckinsey? Thanks! McKinsey & Company @

any opening for DevOps engineer role in hoststar

skillset : python, azuredevops, aws, jenkins , shell, java , kubernetes , docker , ansible , helm, nginx, networking .

Best source for McKinsey type practice cases?

I don’t wanna work today 😭

Hello! Need some feedback on true wireless earbuds please. Which ones are you using for work or for leisure?

More than 50% of my work involves calls, and I need to commute once a week during which I take calls as well.
Have an option of getting Sennheiser cx plus for $25 but I am ready to spend up to $100 USD for a good pair of earbuds.

Recommendations? Should I go ahead with Sennheiser or get something else?
(Earbuds only, no headphones, nothing wired please)

What are your views on nose piercings? I took mine out 10 years ago when I started in Big Law, and wondering whether I’m old enough now to revive it… (Certainly not old enough to know better).

Curious if Truist added extra perks for their junior bankers i.e. base salary increase, meal stipends, etc. along with the other banks? Thanks

Do anyone have a packer and mover invoice?

My company’s SOP template has a table of contents and a section at the top where the SOP owner is supposed to add a short statement containing the “Why” of the SOP, meaning a statement about what the SOP is supposed to solve for/ accomplish. A co-worker recently told me that it should also contain a checklist of the 4-5 main points of what the team member should know how to do after reading the SOP…. This seems really redundant to me. Thoughts?

What kind of exit opportunities outside of public accounting are available for someone with mainly individual and trust taxation knowledge.

Let’s start a story: Carl Bernstein, Deepak Chopra and Beyoncé sit at a table in the back of the smoky bar, tucked into the shadows. “Did you bring it?!” Beyonce stammered, nervously smoking a..

Every year people share their Spotify year-end wrapped in our Slack channels.

And each time it reminds me how incredibly homogenous the creative dept is. No hip hop, no country, no Latino vibes.

All Bon Iver and Taylor Swift for days. Anybody else?

Hi all, Which office location is better between Kharadi(eon) and Hinjewadi phase 1? Is cost of living same in both the areas?

Economics of renting a condo: between taxes, hoa fees, and replacement reserves; it seems v tough to be cash flow positive unless charging 1.5-2x the mortgage. Anyone else having similar experience? I still rent my condo, but expecting the pay day when i sell, not each month. Not sure it my thinking is off

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Does anybody work a part-time job for spending money? I’m considering working one retail shift a week purely so I can have some frivolous spending money that doesn’t impact the budget. Is it crazy to kill 6 hours a week for less than $250 a month?

Just cleared $300k selling my primary residence and will move back into a house we used as a rental. Looking for investment recommendations with the $300k. Should we buy a business like a bar in a college town, buy a multi family property? Or break up the principal and invest into a mix of bonds/stocks etc?

Where do you park your emergency funds - so they make at least some interest? Mine is currently in my savings account making 0.001% or less...actually losing value due to inflation. Anyone has ideas where I can put it?

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

I’m deciding whether to house hack a multi family home in Miami or continue renting and buy a chalet close to a national park to put on Airbnb. This will be my first investment property. Will pull the trigger in 2023 or 2024. Which route would you go for and why?

With a multi year market bill run, real estate crushing it, cryptos and startups flourishing, the number of millionaires, decamillionaire, centimillionaires and billionaires is growing rapidly. Add inflation in the mix and I worry that my former FIRE goal of 10M by 50 just won’t cut it the way the world is moving. Heck, I have more friends than ever sitting with a household net worth of 10M at 35-40 not to mention all that boomer wealth transfer coming their way. How to plan?

Personal finance book recommendations?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Where do you all want to retire? Share your retirement location goals and reasoning!

Any market considerations before refinancing my student loan with current rates? They’re giving me a .75-1% drop.

It’s worth it to refinance at this rate to save paying $1000 of interest albeit credit gets hurt. My only concern is missing out on inevitable lower rates forthcoming.

Refinance my current mortgage? I can reduce my interest rate by 0.375%. Closing cost is $1500. My monthly interest payment would go down by $200

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

I have about 20k in a high yield savings account; interest rates are going down, so wondering if I should invest elsewhere? Any recommendations of a safe-ish investments or accounts to look into in the current market? Feel a bit lost and don’t want to sit on my money. I’m 24 and moderately risk adverse. Thanks in advance!

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

Would you be okay with your mother in law moving in if that meant you and your spouse got ownership of a fully paid off house in Key West that is worth 500K+? If MIL doesn’t move in with us, she would have to sell her house in KW to buy a house near us in cash. She’s recently widowed and is choosing to quit her job before retirement age. She wants to live with us and give us her house. What would you do?

Has anyone else used or heard of interesting applications of a 529 if you end up not using it not for a dependents education?

Currently thinking of contributing something small (~$50/month) with the intent of using it on myself for flight school down the road.

25 with the partner and I being 50/50 on kids down the road.