Hey y’all - I have a large amount (think $20K +) of credit card debt. I recently finished grad school and have enough to pay it all off, but a lot of my money is in stocks, mutual funds, etfs, etc.

Should I just liquidate and pay down the CC debt ASAP? Should I consolidate the CC debt into another loan? Curious how folks have thought about the right balance of debt vs investment.

Ever since moving to hybrid work, my coworkers are always complaining about how much they hate their jobs, how much of a hassle it is to travel or work from home. How can you be expected to do your job when you're just so far away from everything?

Pure speculation but how much should I invest right now to have a decent shot at a million by this time next year? Across which coins?

What airline/hotel stocks are still way undervalued from the pandemic?

Can H1B employer be changed when person is in india. ?

Filed for H1B extension cap-exempt. Extension got approved. Not stamped yet. Now I am moving to jpmorgan. JPMC ready to send USA after one year if H1B can be utilised. Wanted to know if H1B employer can be changed in india (unstamped visa). ?

Is it true that the only you hold stocks, the less tax you pay? Why is that the case?

My taxes last year horrified me. Any tips on good investments that also work as deductions?

Anyone here who has been through the interview process at JP Morgan Chase recently? Looking for some pointers. Specifically for Wholesale credit Risk dept roles!

I’ve got a verbal offer three weeks ago and have not receive a written offer. I followed up with the hr twice and both times being told I’ll have something by next week. Third week is coming up, should I chase again? I have another internal opportunity that needed me to give an answer by Thursday. Citi

Ritz vs Gwen hotel in Chicago

Recently got my green card. My green card has my first and last name but Indian passport has first name, fathers name, and last name. Will this be an issue when I re enter the United States?

Is anyone else concerned about the direction the automotive world is heading in, and the overall bigger impact to society when no one can afford to own/have a car? I feel like there’s a perfect storm brewing and with the help of Covid and chip shortages and senseless forced adoption of EVs, in a few years common ppl won’t be able to afford a car and even those in upper income classes will be hard pressed. And when people can’t travel freely on their own, that will have downstream FX on society

Has anyone calculated 15 years ROI for an investment apartment to rent vs. ETF stock investment in market by the same down payment /closing cost $ as a starting money? My calculation shows buying a house being a landlord gives a higher return when home price appreciation is 3% annually after factoring in all taxes in both cases, 1month of vacancy period per year, maintenance costs, compound interests etc. What key factors should I consider?

was gonna just day trade, but forgot to sell my options before market closed. fml…

Questions for my fellow EAs out there:
1. How many of you travel for your job? If so, are there stipulations?
2. My team is having an 2-day offsite meeting in another city and many folks outside of our team are all traveling in for it. Some are only attending for an hour. My exec told me yesterday I couldn’t attend (after weeks of asking him), citing that we couldn’t have excessive hours of OT (maybe 4 hrs). I do not feel valued as a team member.
Should I bring it up or let it go?

I need some help understanding how Estonian e-residency company would work if the operations are based in India. How would the tax part work?

Need your input please 🤗
SFO to Singapore: 17 hours
Economy: 90k miles (one way) on United
Business: 182k miles (one way)
Should I suck it up and book business? I have enough miles...

Are any NEW JERSEY firms doing anything about coronavirus besides travel restrictions?

Need some advice if I should invest in pension fund or life insurance if I’m planning to leave the country (Germany) in the next five to seven years and never go back. I’m 30 and I used to live in Singapore. Joined the PR and had to pay pension but then I left Singapore and moved to Germany after 2 years and it costs more to pay for all the admin and notary than what I can actually withdrew from what I paid after tax... so I threw that money away in the end. I don’t want to repeat the same:(

Hi all
I'm prepping for a final discussion with a fund and need some help with a few questions.
1)Where would you put 500m now ?
-logistics real estate in airport cities (roll up and upgrade storage units)
-tech infrastructure (data centres, dark fibre etc)
-D2C consumer
-industrials (cement, plastics etc) - as esg kicks in money will get pulled out but prospects will grow as the big infra boom kicks off
-agri commodity owners and producers

I’m really bad at this: I just got a last min freelance request (from an agency I want to build a relationship with) - what’s a diplomatic way to say a rush fee needs to be applied?

Best chicken tenders and fries in Chicago?

Sometimes clients annoy me. Then I realize I really don’t care what you do as long as you pay me and that is the legal profession for you

Hi all, I’m looking for an associate in Massachusetts who focuses on trade secrets and/or noncompetes. Anyone out there?

What would you do if you started developing feelings for a colleague? I recently (earlier in the year) went through a breakup of a long term relationship but shockingly got over him pretty quickly once I moved back home and on my own. I started developing feelings for a colleague about a week or so ago mainly because he ticks off a few of my boxes and is just SO easy to chat to and get along with. Is it too inappropriate to try to get to know him more? We’re also friends on social media

Who do you miss most and why?

I got an offer in accenture. How do i get my project in chennai. All of the projects calls are from bangalore or hyd.Please help

Since there is no active lawyer bowl.. any lawyers here practicing healthcare related expertise (eHealth, IP, regulatory, etc… no malpractice)? Particularly from Fasken, BLG, or Osler?

Looking for some referrals for any Sr PM roles available for immediate hire please! Thanks in advance. DM me if any info is needed.

Look for a referral at Blackrock if anyone can help me out, thanks!

Looking to brush up on my tennis game and looking in Manhattan for a decent instructor that’s not too expensive. Could someone please provide names? Thanks in advance.

What is the true reason to get your masters in CS? I am a Java developer at Deloitte and I have my bachelors in CS and I wanted to know why would it be beneficial to get my masters when I can just get years of experience and certs to show my value as a developer. Anything to get some clarity of why to get a masters would be truly grateful.

My dog has become more territorial and aggressive in the past year and I don’t know why. He is a 7 year old shihtzu. If he hears another dog outside when we’re at home, he gets stressed and starts huffing and puffing and running back and forth. He hates the FedEx delivery people and I’m not sure why. He has also recently started lunging and snipping at other people’s feet if they get too close. Cont’d in comments . . .

Any reviews about Inspirato Club or Pass?

I have pretty strong social phobia and am worried about making friends. I'm going to be working for an engineering company so I imagine I don't have to be really up on the latest trends or anything but how can I talk to people without making it sound unnatural?

How much percentage does verizon pay from variable pay usually and at what time of year do they pay it?

I’m moving out of the city that I’ve been in for the past 2 years. I have the option to move into a HCOL city with my friends or live at home with my parents in the suburbs. I know I’ll have way more fun & be happier with my friends in the city, but I’m going back to get my MBA in the fall of 2023 (already accepted) & can save >$40k if I live at home for a year and can use that for school. I’m 23 with no debt and $100k TC. Would love to hear some thoughts - is the extra $40k worth it?

What changes (if any) would you make to your life once you reached Coast FI? Mid 30s, no kids. I like my job but the intensity is unsustainable in the long run.

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

Any advice from a soon to be landlord?

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

I just wanted to share a small win, after a couple months of working on my finances. I am finally out of the negative. Man, I have to say it feels good.

I believe there is McKinsey user in this bowl trying to scam people and teach them about crypto…please be vigilant

Is a 1 bedroom apartment big enough for a couple, especially if one primarily works from home? Thinking about moving in with my SO.

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous

What’s a reasonable fee for an accountant? Single filer, W2 employee. Simple investments but just need some help filing correctly given a move between states, a recent start to investing in more tax advantaged accounts and more etfs. Otherwise pretty simple. Should this be a few hundred dollars?

Getting a fat bonus > 50k. 401k will be maxed, already dump 3-5k in each kids 529 and have more than six months of emergency fund. Already own a house at 2.85 etc. not flexing or anything just want to know what folks would do with a sizable bonus. Need ideas please. Otherwise dumping in VTI lol

I recently passed the 1 MM NW mark and originally was planning on diversifying into REI once I hit this mark. However, with the pandemic I'm a little hesitant. For those Real Estate investors out there, how has the pandemic impacted your portfolio? Have vacancies risen noticeably or rents dropped dramatically? How has the moratorium on evictions impacted you?

Woohoo someone created a bowl

So pumped. My portfolio went up from $1000 to $1015 yesterday. So much gains. Maybe I’ll put another $1000 in. I’m not telling you any of my secrets.

What are some jobs you can do abroad to earn US money while living abroad? Haven’t reached FI yet but I always worry about running out of money after early retirement.

Anyone do FIRE after doing an MBA in a HCOL city? I’m curious how people who graduate from top mba programs and work in NY or SF as consultants and manage to do FIRE