Hi! As a novice when it comes to understanding optimal fund allocation, would you guys please let me know your thoughts on my 401k allocation and any suggested adjustments? Thanks!

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Need to know more. Age, targeted retirement age, any other investment accounts (taxable or not), etc.

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At your age it won't matter much. Bond yields are next to nothing so it's a good risk/reward to move out of them. Even if the market corrects 30%, you have plenty of time to recover.

Keep it simple.

Look into a 3 fund portfolio (SP500/Total Stock Market Index, International, Bonds) or if you’re really young and aggressive throw it into FXAIX.

Imo you went a little overboard. If you really just want to be lazy, throw it into a Target Date Fund with your anticipated retirement year

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Less than 0.1% is the MAX.

Mine are all like 0.05%-0.03% for a Total Stock Market Index Fund/SP500, but I think 1 Target Date Fund I’m kinda forced to partake in by my employer is like 0.09%.

Seems legit

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