Hi connections,

I got offer from TCS ,Could you please help me out with the in hand salary and any tax savings methods specific to my case,will appreciate any comments.

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Posting as :
works at
You are currently posting as works at

fixed compensation will be fixed, monthly performance, you will get monthly unless youre in bench. Performance bonus will be quarterly paid based on project performance. city allowance is fixed. retention bonus in every anniversary
so
22100+71861+7700+1800 (monthly till youre in project, its fixed)
10500(x4) will be paid quarterly based on performance
50k every year on your anniversary.
All above calc without TDS.
To save tax, HRA claim will be less, 1.5 lac in 80C, 50k in NPS(open account if yu dont have), Health ckeckup 5k, insurance for family 10k.

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90-95k in hand
Current CTC?

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seems you switched last year as well

That a great offer, it must be for IT Analyst role. It would be around 90 to 96 and every quarter around 125000.

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Around 90 to 95 if you have 80C declaration is full. And qty whatever mostly 100% around extra 8 to 10 k extra tax will be deducted whenever qty paid.

this offer for which technology?

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