Hi everyone, I’ve seen a ton of posts recommending bogleheads. Would you all be willing to attest to it personally and share what kind of growth you’ve seen by following the simple three fund philosophy (or bogle’s philosophy as a whole)?
New investor here, a lot to learn so thanks for all the resource you all share.

If I didn't get an internship for next summer yet but I got an offer for a part-time accountant and dean assistant at my school. Should I take it or stay at my current job (Not related to my major at all) and hope I will get an internship?

Note: I'm an international student so it's a bit hard to find an internship but I have done a couple of internships and they seemed interested

FDD exit ops?

What advice do you have for someone who will soon start their first job as a retail manager?

PHR or SHRM-CP?

I have about 10yrs of customers service experience. I'm looking for work, but I'm always getting minimum wage for this position. Should I change career path? Or is there a job for customer service that actually pays well.

Which certification we would you recommend for career advancement to be an HR manager? PHR or SHRM? Any other certification I should consider? Pros and cons would be greatly appreciated!

Did anyone transition from a Sales Ops role? Been at my company for four years and have done a little bit of cold calling, a lot of cold emailing but mainly designing and implementing systems for our company to use inside and outside of CRM. Want something more rewarding but dont know what a good transition would be.

Unbranched from my last post :

What are the ultimate career goals for someone with our experience and skillsets?

Data, Analytics, Consulting, Industry/functional
experience, maybe some tech..

Is it to be a Chief Data Officer or similar?

I've worked closely with several CDOs, and I'm not sure it's my dream..

I'm tired of showing organizations how to be "data-driven".
I think I can't stomach more "data governance" programs.

Having said that, I know a few CDOs with TC >$1M.

I’ve worked as assistant manager for years, but it doesn’t look like I’ll be getting a promotion anytime soon. I feel bad leaving since I'm kind of the glue around here and I’ve gotten to know pretty much everyone. Any advice?

Hey all, I've been working in digital marketing for just about a decade now and I'm thinking about making a move to product marketing. What skills should I be developing? What should my path forward look like?

At what point do I just need to choose another career? I graduated over a year and half ago. Currently, I am struggling to pay bills. I almost went to grad school for something else. My friends are graduating making good salaries ,while I am making minimum wage. I am like 100k in debt from the choice, so any advice ?

Thinking about doing my own CPA practice. Any books or other suggestions to help with getting started or deep dive personal finance/ tan planning?

Hey guys, I just found this group and I’m hoping for some guidance/advice! I’m hoping to get into one of the Big 4s or MBB and finally got a few referrals once joining FB. I am 29, have an MA in IOP, and 10 YEO. I have never worked for a non-Jewish company (despite trying pretty damn hard to get out) and I’m freaking out. I have no concept of normal professionalism, strategy for navigating the workplace and the real world in corporate USA,(cont. in comment)

I have become so sad and lost nd depressed over the job search. I don't even have strength to shower, or take care of myself anymore. 30 yr disabled nurse non-one wants to hire anymore. Im literally going out of my mind. All I wanted was a remote job and to return back to the workforce. I even got a higher degree in nursing last year. There is no place for me in this world anymore.

I want to change my 3rd party vendor within TCS.
is it possible to stay in same project and change the vendor?
I don't wish to become Full time TCS employee now because you can't rejoin later.

Senior Folks, Any suggestion?
Tech stack- Non-technical,L1 project

What does a fifty-something, 35 year veteran of Automotive Fixed Ops field do to make a career change and still make around the same $$$$? I’m tired of caring more than upper management about their business. I want something more. I want to make a difference. Would love to train or consult the next generation. Do not know how to go about the pivot.

Making the move from personal injury defense to family law/ TE. Any advice to help with the transition? I’m a 3rd year.

Thoughts on the Advisory Board Company... good move coming from IT consulting at KPMG ?

Which job will get me into corporate strategy faster? An Operations Analyst or a Financial Analyst?

What’s the process like switching from risk to PI at EY?

I’m working at a job now where I no longer have a Copywriting partner. The transition has been struggling for me — longer having a confidante to gut check my crazy ideas with and having to take on the creative writing as well, a task I’m slow at. Anyone else with an art background having gone through this with any advice ?

The danger of trying. Today on Kingdom of of Failure.

Anyone in product at a tech company focused on dating, remote learning or mental health? Advising a relevant B2B software startup and would love to pick your brain!

Anyone feeling sexually hyper active? Sometimes I feel craving sex like crazy. Like one partner is never enough for me. Always want a new one.

Official diagnosed with adhd two years ago

P Bros & sisters. With CRT coming down the pipe, you know we all volunteer as tribute... May the odds be ever in your favor.

Any firms hiring in the healthcare space? Was laid off due to covid-19 a few months ago and would love some help getting back to work. Thank you In advance for the help/suggestions.

Ia there any opening in jpmc for dynamics crm power apps?

Has anyone here worked with wealth advisors? What kind of questions should I ask to figure out which I should pick?

When was your last date and how did it go? Do y'all even go to dates?😂

So, this is a little awkward, but I recently moved to SD for a fresh start, and honestly, I love this city. My problem is I have been more of a homebody since I moved here and I'm a little intimidated to go out and meet people because I don't feel like I fit in here. I am overweight and this city is full of active, and attractive people. I guess I am wondering what my experience would be if I got out more? I feel like people look at me when I'm in public because I stand out due to my size.

Does anyone have any tips or insights on certifications or skill training I should invest in to help make me more recession-proof?

Political check in. 🐠 that voted for trump, would you vote for him again in a republican primary if it was held tomorrow?

I never used to worry too much about needing to date someone all the time, but I moved to a new city a year ago and have had such a hard time making close friends that I feel like dating is my only source of interaction and I end up really upset when things don’t work out even if they weren’t that great, because I feel like I lost the hope of having a life. I feel pathetic and don’t want to latch on to assholes just to not feel alone, but I don’t know how to be okay with no friends or bf.

In negotiation for a Manager Role for BNY Mellon (grade K). Looking for some guidance on how hard I can push the issue with increasing my offer.
My convo with the HR recruiter was that he would push for $130k plus a sign on bonus. Offer is coming back at $125k with no bonus. Exiting my current position I'll be leaving a 3% pay increase, $12k bonus payout next month and full remote work on the table. Those considered it would be a lateral financial move for the 2023 year.

Can anyone here help me with my elevator pitch on what I currently do as a financial due diligence senior associate? Happy to DM you what I have written so far. This is different than my resume, trying to polish what I’d say in interviews (more conversational)

How has everyone adapted with communicating with their teams when working remote? Are there any problems you’ve noticed?

Can anyone provide a reference to how to efficiently create and link an excel spreadsheet into a ppt (and make it dynamic). Thanks in advance!

O.M.G! How am I supposed to achieve FIRE if my dog is constantly going to the vet for tests, meds, special dog food, etc.?!!!

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

A car accident a couple years ago resulted in shoulder surgery. I found out this week my settlement amount would be $80K+ (take home). I’m mid 20s + debt free already with a 50% savings rate. Having an internal struggle because part of me wants to enjoy some of it because of the pain that this chapter of my life caused me but then I realize how far ahead this can get me on me FIRE journey. Thoughts?
Disclaimer:Getting into a car accident is not *lucky* and my body will never be the same.

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

Skip the pre-tax 401k in favor of mega Backdoor Roth? Thoughts?

Rationale is building up a tax advantaged nest egg for retirement and then using brokerage for more med term goals (5-8 years). I can afford to pay taxes now and compounding benefit is high.

Income ‘22,190k. ‘23, 295k. Age 26

I would be capturing company match with either 401k contribution. I wouldn’t be maxing out mega Backdoor, probably about 25-30k. Want to put another 50k in brokerages

I want to invest my savings- 100k.
What is the best way to do so?

Switching jobs and am getting 250k RSUs (25% vested each year over 4 years) the stock seems to be doing good (40% growth over the past year) should I keep them all or sell some and put in ETFs or index funds? Or something else?

Financial situation: Planning on purchasing a house in 2022. I don't have major debt just a car payment of 20k. Make about 220k per year. 30k in bank 12k in Robinhood and 33k in 401k. age 38 have a 4YO and no other savings.

Any advice on how to balance enjoying the money earned with my hard work and accumulating wealth for FIRE and the next generation? I’ve been a workaholic my entire life, I am on track to retire 50 to 55 although I don’t know if I would really pull the trigger to retire early because I know I would need to do something with my time and I do like my work, scaling back the hours/stress would be nice.

Economics of renting a condo: between taxes, hoa fees, and replacement reserves; it seems v tough to be cash flow positive unless charging 1.5-2x the mortgage. Anyone else having similar experience? I still rent my condo, but expecting the pay day when i sell, not each month. Not sure it my thinking is off

Sell my house now at $450K (vs. $390K purchase price in Apr 2021) and pay 30% capital gains tax OR wait until Apr 2023 to sell avoiding capital gains but risk market uncertainty? The house is in a Maryland suburb of Washington, DC.

I am in my 40s and started late. I starting buying index funds after Covid and now I am in net loss even with conservation approach. I did buy indexes on top as well. Shall I collect cash before I buy more in market?

Ideally how much your net worth need to be in order to retire comfortably as a couple? Not looking to have an extravagant lifestyle but do want to travel regularly.

Want to start investing in US stocks from India. Need some inputs on which platform would be profitable for trading US stocks - groww/INDmoney/vested /any other suggestions?

Is is advisable to contribute the full 19.5k in 401k? I am currently investing a total of about 20k with company contributions in 401k .

Question about credit scores and MBA loans. (FYI I know this is not mathematically the best option but want to do it to remove mental burden of student loans). Planning on paying off the balance of my MBA loans, ~100K, at the end of the summer once I can save a little more. I have offers to refinance which would give me a free $1,000 and slightly lower interest rate. Would refinancing now and then paying off the “newer debt” in 3 months negatively impact my credit score?

My wife and I are 25. What are some checkpoints if I want to retire at 55? What do I need at 30, 35, 40 to make that happen? My number is $3.5 Million.

Me - 25 yo, $80k income, $20k bonus
Wife - 25 yo, $65k income, $5k bonus

Our net worth is at about $32k right now.