Hi fam, can you critique my current portfolio? 35M. Married, no kids. 2050 Retirement fund w/ Fidelity : 40%
Large Growth ETF (VUG, TRBCX, VGT) : 18%. ARK ETFs : 12%
Individual Chinese Stocks: 15% Individual US Stocks: 10%. Cash: 5%

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Not a critique but more of some comments. I would not hold individual stocks but I know many disagree. Is all of your international exposure Chinese? If so that seems risky. You appear to be all growth. Might want some value also incase the market swings toward value.

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I never really understood the whole 5% cash thing. If you have an emergency fund, why not go 100%? In case a dip happens? But generally you’re still better of DCAing.

Otherwise I think you can go with more small/microcaps something like a VTI or a IWM

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