Hi Fellow-Fishes! I am new to the world of Invsts..And starting to explore what are some options to invest my savings in. Any tips on where I can start? I am thinking to explore stocks. Any additional

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, Bitcoin, and Ethereum)

Roth IRA is 100% allocated to the Vanguard Windsor fund btw. I’m 23 and think risky plays while your young are the only way you ever truly make it, but recognize the benefits of maxing Roth IRA YOY. Help!

How f*%ked am I?? I’m holding 100 shares of BABA at an average cost of $170? Just when I think it can go lower, it keeps plummeting 🙈🥲

Is going with the lowest interest rate always the best option for home financing? Or one should consider taking a higher interest rate but with more lender credit?

Any thoughts on $CAN, $EBON, $SOS? Unsure if they’re actually garbage stocks or if they’re all dipping because of China.

Any thoughts on investing in Monroe Township area of NJ ? Looking to buy a new construction condo in 300k+ range. I am hoping for a 8 to 10% appreciation in a couple yrs.

Just went all in on virgin galactic stock. 18k shares! Who is with me?!?! 🚀🚀🚀🚀🚀🚀

Anyone ever considered declaring bankruptcy to get rid of student loans? I see that even if they are private, you still have to show undue hardship.

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

What region in the United States is best for real estate investing?

The 40X rule is a pretty standard guideline for how much rent one can afford (your gross salary divided by 40).

But pragmatically (especially as one advances in their career), does it make sense to spend that much on rent even if you can afford to? I’m in my early 30s making $230K base salary. No partner, kids, or debt…but also no substantial savings. In my shoes, how much would you say is practical to spend on rent?

Hi fishes,

I will be moving to Bangalore in June for the first time and wanted to know how much monthly expenses(approx) one can expect for a 1bhk and other expenses like food, utilities, maid etc.

Best trick I’ve learned as a real estate agent: if you are trying to sell a home, ask the homeowners to bake some bread or cookies. Sounds silly, but the smell will fill the house and make prospective buyers feel warm and cozy. It's like magic!

Any recommendations for debt collectors (fintech company)?

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

A person asked my friend for friends with benefits… if its all about money then isn’t it prostitution? Am a dumb person… please do educate… just curious what other people think (i know each people opinion it changes… no judgemental) just share thoughts 😁

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Past few strand I spiked where super harsh, got them from Medmen. Any suggestions on good strains that are smooth to smoke? FYI this was out a a joint. TIA!

Hi fishes,
I got offer from CTS. But Hr is asking to provide form16 or pf statement for all my previous companies, else my background check will fail. Is it true?
I can provide these for my current company, but difficult to get for earlier ones, since it's been almost 10 yrs I have left them. I have written to hr of previous companies but no response yet.
I told CTS HR that I have experience letter, relieving letter, salary slips , bank statement, but she says it's not enough. Any thoughts pls?

How do you fathom this wfh thing will affect the OPT application timeline for incoming consultants.

how do we get out?! i’ve been doing office work in a grocery store for too long… this was supposed to help me transition out of hospitality but it feels like i’m going to be stuck in a grocery store for the rest of my career
i guess i just need to voice my frustrations. it’s not that i hate my job or the field, i don’t. i’m just feeling extremely overwhelmed and discouraged i think. does anyone really, truly enjoy what they do in retail/hospitality?? needing some positivity

What kind of signing bonuses are litigation associates able to get when lateraling currently? I know corporate is more desperately in demand than litigation, but I've seen some signing bonuses for litigation. Class of 2018.

Also, I remember seeing a recruiter sometime ago whose model was to share part of their fee with the associate (sort of like a rebate real estate agent). I can't seem to find anyone like that on Google now, so I'm wondering if anyone has any leads on that.

Wells Fargo Private Bank has the worst 1099s...

What most inspires you to keep going with your career as a Math Educator? What's the greatest part of your job?

Share below and inspire another user!

They went with another candidate. Excuse me while I spend the rest of today in my feelings 😞

Implementation consulting is just white collar coal mining. Change my mind

I know this question might be too general, but usually how long it takes from just starting to look at opportunities to landing a role in industry? I started to feel strongly about quitting my current role, but am worried I would stuck here before having an opportunity lined up.

Appreciate any personal example or advice to find an exit

What is the salary range for a Senior Pricing & Contracts Analyst? I’ve been in this role 3 yrs and I’m a little over 80k. Want to make sure I’m being compensated fairly.

Has anyone been able to get their hands on a 3070,3080, or a rx 6800xt?? Starting to lose hope

Hi ,
I was working in Cognizant with current ctc as 10.5 with yoe 4.3 and highest offer of 15 (bnp paribas). Tech stack: java spring boot microservices hibernate jpa aop....
Can I get any company suggestions for higher offer or shall I stop with paribas . Share some of your knowledge.....

I filled a case in NJ on Tuesday. I haven't gotten a track assignment notice, I emailed and called the clerk's office but haven't gotten any positive response or let alone a call back. I have to serve this on D and I'm running out of time I have to have it properly filed by end of next week. What else can I do?

Which company is worst EPAM Systems or Epam Anywhere?

What % of your savings would you put down towards a down payment?

Best brokerages for a Roth IRA and potentially stock trading? Have Fidelity through my 401k but considering diversifying my holdings with Vanguard but open to other recommendations

Been waiting for a good time to buy tesla, is this it?

How much was your first ever bonus from work and how did you spend it? ☺️

What kind of rates are people getting for their mortgage right now? How should I find a lender without multiple checks against my credit?

Is the pre-tax 401k limit for your contributions+employer's contribution total?

My brother started his own small business and I run the accounting with small equity ownership. Consistently put in 5-20 hours a week on top of my normal job for 3 years. Secured investor fundraising and now finally getting paid a salary of 15k a year on top of my current job. Equity distributions once profitable. 2nd income stream secured. Yesssssss

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

For those who are single and don’t own any property, how are you best positioning yourself for taxes?

Fundrise real estate crowd funding.. Pros and cons.. Go!
Also please share your historical experience, how long and your avg yearly returns...

Made 60k gains in stock last year, lost 40k this year while everyone getting rich off of crypto 😢😢😢 I’m still holding my stocks for the long term. Long live Altyrex and Peloton stocks. Down 30% on those stocks.

Some mortgage lenders require 6+ months of monthly reserves in order to approve your mortgage. Can I just get my sister to transfer money into my account and return to her upon loan approval? Will that one time payment disqualify me?

Any experience with Charles Schwab intelligent portfolio? Thinking of using it.
Is it allowed as part of BDIP?

What’s the best price to get in Tesla? $280-$300 or still expensive?

I own very little crypto (invested only a couple hundred/down ~60%). Is it worth holding or should I just cash out and treat myself to a nice dinner 😂

Anybody have experience with Lending club or P2P Lending? It seems like it could be a little risky but think it may be a way to diversify some of my money instead of keeping it all tied to the stock market.

Do they have economists running data and models at Fed anymore? Sounded like the decisions on rates are merely based on a wind vane.