Hi Fishes! Anyone has an insight for the current real estate price now? The RE price in Dallas area is crazy. I plan to buy a rental property in December or next year. Any thoughts on buy now or wait and see?

For the Auditors out there. How are yall auditing PPP loans for nonprofits? Should they be recording them as revenue?

All of a sudden my pay seems not that great with the current inflation of rentals. How’s everyone managing it? Are companies trying to compensate in some shape or form?

Just as a reference, the apartment I wanted to move in went up from 100k to 150k in just 3 months with only one flat left. 🙄

How did you all start as an angel investor? I am interested in becoming one… but don’t know how to start. I have 20 yoe in tech, and currently work for a faang. My entire portfolio is in stocks and re. I would like invest $250k or so over the next 12-24 months as an angel investor.

What is the biggest return you have made on a stock?

Best performance car options under 60k? Nothing to old or high mileage as it will be a daily driver

So 10% of my income post-tax went directly to interest of my student loans. That doesn't even include the principle. This is a disgusting economy we live in.

Planning to sell XRP and buy QTUM - good idea bad idea?

Any advice for 401ks? Approaching 26 and have about ~28k in there. Not thrilled with balance is this in line with my age? Any tips?

Purchased a new home. Keeping my current for a rental property Long term rental vs Short term rental, thoughts?

Should you just leave 401k money in target day funds? Is there a way to invest it myself?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

I am currently serving my notice period at PwC AC. They had given out a retention bonus in march with the clause to return it in full if an employee leaves the firm any time before march 2023. Tax was deducted when the bonus was paid out but as per the HR the tax will not be adjusted when I pay back the entire amount. Has anyone faced a similar kind of issue and is there a way to claim tax rebate in ITR ?

Also for newcomers who want to learn more about investing in ether, the different exchanges to use, wallets, cold storage, etc... visit the website in the comments section. There's a 50 page guide that was invaluable to me when I first got started.

Why mortgage rates are so low? (considering Fed’s upcoming tightening and inflation)

It appears that refinancing (with cash-out) is much cheaper than home equity loans? (fixed vs variable loans), this does not make any sense to me. Thoughts?

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

OffTopic Questions. Need help.

I want to invest 12000 per month in Mutual fund.
Please help me to choose best 5 funds from below. How to divide SIP amount in below 5.
Planning to invest for long term. (more than 5 years)

1. Parag Parikh flexi
2. UTI flexi cap fund cap fund
3. Canara Robeco Small Cap Fund
4. Quant small cap
5. ICICI prudential technology
6. Axis small cap
7. PGIM India midcap opportunity

Thanks in Advance!!

When switching employers, is it better to roll your 401k to your new employer, or move it to an IRA? I don’t know what to do!!

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

2 questions:

1. Amongst all the big PA firms, who has the strongest forensic service line?

2. CAMS or CFE or CFF?(already a CPA).

Thank you!

I have really been working on myself to start dating and I met someone who seemed pretty cool, but within two dates dropped some massive baggage. His ex was pregnant and it turned out after it was born he found out it wasn’t his. I feel like he hasn’t really dealt with it, and he’s made some really uncomfortable comments about women that are slowly waving red flags, even though he doesn’t say anything directly about me. Would you have a conversation or run?

My biggest mistake was accepting a promotion to manager, it made me realize that I'm not very good at managing people. Should I ask if I can go back to my old role?

Looking for advice from PR & Marketing leaders, how do you convince senior leadership that PR matters even though efforts don’t always lead to direct sales? We are a small DTC company with a complex product offering. We hired a PR agency about 1.5yrs ago when a big competitor popped up in our industry. I still get questions from number-focused execs about how a feature in The NY Times helps us even though we may not see direct membership/sales spikes within 24hrs.

Just starting to invest and would love some guidance- would you recommend investing in index funds like BPTRX and FDCAX through a taxable brokerage like Fidelity?

Good Morning All, I wanted to take a
moment to post here, I am a meticulous
executive assistant with a proven track
record for success. Looking to diversify my
industry experience. I am actively looking
in Los Angeles, Dallas and in New York,
willing to relocate for the right opportunity.
Film, Television, PR and Music are all of my
passions and my eye for optics are
unparalleled. Any leads would be greatly
appreciated.

Pure speculation but how much should I invest right now to have a decent shot at a million by this time next year? Across which coins?

what is TCS Surface?
Is it Microsoft surface laptop?

Hi Fishes,

My final year anniversary is on September. Any idea if they provide any hike after completing 1 year or is it "chutiya" banane ka aur ek tareeka hai?
One more thing is the aniversary bonus... Do they provide 100% or usme v kuch story banake aadha paisa dene wali hai? Please let me know.

My yoe is 11+ .. current ctc 23.

Hello fishes!

I joined TCS on October,27th 2021 and I might resign in November first week! Will I get the retention bonus?

I am making the switch from Plaintiff to Defense. Has anyone does this? If so, what has your experience been?

Is CSPO certification helpful??

Does anyone invest in preferred stock? Been researching this morning and seems really interesting. Curious to see if anyone does this because I haven’t seen much about it before

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Convince me with logical reasoning that putting down 20% is better than 3% with PMI

Anyone actively invest in tax liens? Do you ever get to redeem the lien for the property?

Thoughts about ereits platforms like fundrise?

Help! I moved into a new apt building in November. rent here is about 3k but avg rent in this area is way less. There’s been many things I’ve noticed AFTER moving in but the one thing that I can’t get over is the people who live above me. I HEAR their music at 7 am. Like I can sing along to the lyrics that’s how loud it is. It sounds like someone is running back and forth / moving furniture alllll day. It’s driving us insane. Can someone please help with what I can say to the leasing office?

Any real estate agent in the Connecticut area on here?

I have so many things that I want in a house. Open layout, high ceiling, nice view from the backyard, prestigious neighborhood… one thing that I surprised myself with is that I want a house in a prestigious neighborhood, even though what I can afford is the entry-point price in this neighborhood. Am I being irrational?

Anyone had success with a low ball offer in this market? If so, what was it like presenting it to the seller and how much/percentage was it compared to listing?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Has anyone experience with buying houses at auctions to flip? Any advice is appreciated!

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

Looking to get advice on my first real estate property for personal use. Located in Austin, Texas. Currently renting an apartment and I’m looking to purchase my first property. making about 100k a year married with no kids. Spouse currently doesn’t work. Can get about 50K liquid cash and another 50K if needed from brokerage account. I’m deciding between a normal single family home or duplex in 400-500K range. Issue is in Austin I don’t see any decent shape duplex in that range.

Is it worthwhile to put in new wood floors into a newly bought condo? Will it increase home value? The unit has really old floors, so updating would definitely be a plus, but my long term plan for the property is to rent it out, so not sure if it’s worth spending the $$ to replace the flooring

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Anyone still bullish on the RE market after Powell’s press conference?