Hi fishes.. Can you help to understand what would be my take home per month as per the following salary break up..

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Mine is almost similar. Said that final in hand would depend upon lot of factor
1. Tax exemption due to 80c/HRA/NPS/education loan/Home loan/Medical insurance premium etc
2. Declaring income from previous employer for current FY will also effect (most people ignore but it does effect and have experienced this personally. So, how it works is lets say you joining on 1 oct 2021 with 18L ctc and no previous income then for this FY tax you salary would be 18/2 ie 9Lac and all the tax calculation would be that)

so approx range would be 100k to 130k. Lot depends on previous income and tax exemption

In between 1.1L to 1.15L if you use 80C and 80% of HRA.

120-125k

125000. Mera bhi yhi paxkage ta. Make sure to use hra.

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