Hi Fishes,

Can you please help me to understand the PF part
It is saying some clause.. can you help me out in accepting the offer

What will be my in hand CTC

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Posting as :
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Practically possible so nothing to worry about but strange as they are adding it to the CTC

It has now become a trend in every company, they include everything in the ctc. It basically says that company will be directly paying on your behalf to the epfo and this amount will not be shown on your payslip as gross pay/deduction. Only your contribution will be shown in the payslip

It's fine because company can show they are paying more amount and hire people. Once you run a company you will understand

Literary this is exactly what's company shud change

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Additional Posts in In Hand Salary Calculation👍

What's the Inhand salary? details below

Total = 12.44 LPA

Basic + Allowance = Rs. 11.65 LPA
Employer PF(12% of basic) = Rs. 56.7k
Gratuity : Rs. 22k


Hello Guys,

Need some clarity on the 80C exemptions. Does EPFO amount contribution comes under 80C exemptions or not ? Thanks in advance.


Hi Fishes,

Hope you all are doing well.
Can someone please shed a light on inhand salary as per below structure.

Thanks in advance !

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IBM CIO or LTI.. Which is better for Business Analyst role.

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Hello All
What will be inhand salary?

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Can you please tell me what will be the in-hand salary, post tax deductions.

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Hi Fishes,
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Hi Fishes,
I will be joining KPMG global services and first time coming under tax slab.
Can anyone please share monthly payslip as I wanted to plan my rent according to HRA?
Also please share the Annual basic so that I can calculate my HRA accordingly.
Attaching my compensation plan.
Pleaaaaassssse helppppppppp.

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In hand for 13 LPA ?


Hi fishes,

Can someone please tell what could be in hand salary for this compensation??

Thank you.

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Hi Folks,
Just joined
Accenture India
Any suggestions on how to structure the compensation plan.
No investments at the moment.

LTA options - 0 ,13000 or 26000
Eps option - should we take Or leave it
Pf total deduction from ctc - 0, 3600 or 10000

Anyone with suggestions, thanks to them in advance


Is ther any website that can help calculate the exact in hand figure after tax saving and HRA ?
I am confused as to why so much tax is being deducted from my salary even after tax saving
I tried cleartax but its not giving correct value


Hi folks

What will be the in-hand in this case ?


Post Photo

Hello All
Please help me to calculate inhand salary for the below break up. Tax exemption- 80C : 1.5 lakhs, Medical: 15 k, House rent- paying 17k monthly.

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What will be my inhand salary and tax deduction on this?

Annually (A):
Basic: 400000
HRA: 160000
Conveyance: 19200
Medical: 15000
Fuel: 10800
Telephone: 12000
LTA: 48920
Other Allowance: 312480
Total Earnings: 1000000

Deductions (B):
PF: 43200
Professional Tax: 2400
Insurance: 10800

Net Pay (A-B): 943600
Tax deduction will be done monthly.


Please help me calculate the total in-hand salary.

Kindly suggest some tax saving schemes as well.

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Does variable pay like joining bonus or performance bonus are considered under tax bracket?


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