{ "media_type": "text", "post_content": "Hi Fishes, \nI have two offers, one is 10lpa from a Indian company with regular breakout of medical insurance, basic pay, HRA, ...\nThe second one is from a non Indian company 12lpa, but there is no break up, no pf no HRA nothing, they just credit 1l per month and I have to take care of medical insurance, pf externally, which one would be profitable salary wise?", "post_id": "61a7d7602a3fd1002bd77cf5", "reply_count": 2, "vote_count": 1, "bowl_id": "601b6769f845a5002a41ec76", "bowl_name": "Salary Slabs - Consulting" }

Hi Fishes, I have two offers, one is 10lpa from a Indian company with regular breakout of medical insurance, basic pay, HRA, ... The second one is from a non Indian company 12lpa, but there is no break up, no pf no HRA nothing, they just credit 1l per month and I have to take care of medical insurance, pf externally, which one would be profitable salary wise?

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Go for 1st option for job security reason..

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Thanks, but since job security is being ensured in both, I am now thinking about salary perspective.

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Just giving a bit of Gyan to fellow fishers Please please do not ever use CTC comparison between current and next company. If you get an offer, do an in hand calculation. Some companies add Retirals like Employer PF, Gratuity along with Insurance, furniture allowance as part of your CTC. Others don't. Sone also have higher variable package. So when you do a CTC delta you may get a 20% hike but when you discount the above things you will fall short and may end up making less. So choose wisely.

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