Hi! I have 200k cash and would like to start investing on rental properties with cash flow so I can quit my 9-5 job and spend more time with my 2 small kids. Which areas are great for cash flow and landlord friendly and any tips or things to watch out on investing in real estate?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Struggling with the idea of continuing to work jobs for 60 hours a week instead of just relying on my inheritance of $2.5M, keeping my expenses below 30k/year, and working part time for less money.

Waiting for Biden’s news on the student loan pause…. Can we get an answer already?

Looking to renew a lease in Lakeview and wondering how much room there is to negotiate rent. Landlord is keeping rent flat and giving 1 month free. Any advice on how to get a better deal? (Is this standard for the market right now?)

Anyone ever considered declaring bankruptcy to get rid of student loans? I see that even if they are private, you still have to show undue hardship.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

What are y’all doing with Chinese stocks - Can go either way, I’m moving in

Apart from Fidelity, I'd like to point that SOFI Invest did not restrict any stock and was relatively stable today.

I don't actually use it that much, but interface is slick and it's very user friendly. The only thing though is that they don't have option trading.

Let me know if you have questions about it!

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Rent or Buy a house?

Has anyone considered refinancing their mortgage? I’m currently at 4% and wondering if it’s worth the hassle to try and find something lower

Avoid investing in coins looking at online post by random guys. If they are shilling constantly then most likely they bought it at very cheap price and ready to sell once innocent followers buy in.

STAY AWAY from SHILLERS and high circulating supply coins.

Do your own research and hold onto those if you believe in the project

Not everyone makes money catching green candles.

Show of hands, who was outcast from their 1L social circle once everyone found out they were low income? 🙌

🐠

Need your inputs.

I used to work in India and have Investments in EPF accounts. Which are basically tax free gains in India.

I am filing my taxes first time this year in US, do I have to report the gains on the EPF accounts?

And would I be taxed in US for that??

Need help with a home loan query - lets say i want to buy a $300k house, and looking for a bank loan.
Here’s the scenario for -Spouse and i together make 300k per year. Savings - 350k.. question is how much bank loan should i take given the high interest rates and how much down payment to make given i have sufficient savings in cash. I do not plan to invest the savings into anything in near term (2-3 yrs) and want to keep a 100k at-least for emergencies.. what should be my down payment

Not sure if there’s any UK-based lawyers on here, but does anyone have any insight into Latham’s London office? Would be joining from a MC firm and curious what the vibe, hours etc. are like

How to get HR contact in IBM? I need form 60.

Any in-house counsels in a pre-IPO bio/pharma company willing to share total comp information? Looking online to see what is market and it’s hard to find anything reliable with this specificity. I have 7 YOE FWIW.

Hi Fishes,
Asking in behalf of friend-
Need some feedback and suggestions on ValueLabs.
Technology- Java Dev.
Offer- 8LPA
YoE - 3
Role - Sr Software Engineer.

Another offer from LTI - same tech
Offer - 6.5 LPA (Not ready to negotiate)

TIA

Hi Friends,

I resigned last week and now my organization is offering me onsite (which sounds fake). Can i ask them to initiate visa process and provide a formal offer letter with estimated start, end dates, CTC, visa processing time etc if they want me to stay? Thanks in advance.

I'm re-reading "When Breath Becomes Air" for the third time, and still I'm crying. Man...Kalanithi could write

Just listened to a talk by head of Cornell School of Hospitality. Hospitals have a lot to learn

#BlackInNeuro movement pretty neat. Glad to see that happening

Any thoughts about working at initiative?

We have 100+ members in the group.

Opening the floor for discussion on the topic:
what are the challenges you face while making your portfolio?

Site Activation Manager-Clinical Reseach

Moving to SF from NYC as a single straight guy (31m), how screwed will I be from a dating perspective lol

34M. I am a tall athletic man. Ladies do you find tall men to be attractive?

Anyone interested in BCG prep?

Anyone interested in doing case this wkd?

Would anyone at Deloitte US be able to provide me with a referral and/or chat about a position? I am in the Civil engineering industry and interested in a role in Deloitte infrastructure consulting. Thanks!

Anyone else afraid that New York (and cities in general) will simply never recover from this economically? I know life will never be the same but I’m afraid of how not the same. I don’t want to leave, but I’m starting to plan for the worst case 😕

If I roll my old employers 401k into an IRA this year, am I correct in thinking that what I contributed this year in that 401k still counts against my 401k contribution limit?

Anyone living the dream DINK lifestyle to help reach FIRE earlier? Still very single myself but would love to hear success stories!

New to fire, started my first year in the workforce last year putting 13% + 1.5% employee match into a Roth 401k. This year I upped it 1% so 14+1.5% total now. For reference I made in the mid 80s in year one. Is this a safe contribution early in a career? Any tips, or suggestions on how to allocate my savings?

TL;DR: Social Security matters.

My wife & I are 35. If we quit working today, at 70 we are entitled to a combined $50k in annual SS in today’s dollars. (Source: SSA.tools)

$50k real is significant. Let’s be conservative and say that a 70 year old couple spends $100k per year. That’s SS meeting half of your required expenses.

Current law with current demographics shows that SS can fulfill 79% of benefits into perpetuity.

Assuming SS will disappear means working decades longer than needed

Any advice from a soon to be landlord?

Anyone follow Millennial Revolution?

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

I think somebody shared the Reddit forum that is related to saving money in subscriptions in this bowl. Can somebody help me find that forum?

Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼

Any good articles or some other related fire posts talking about how the year 2020 has impacted them?

Has anyone invested in TIPS (Treasury Inflation-Protection Securities) before? I’m considering opening an account for my children and have read something about interests from TIPS can be exempted from federal income tax if used for higher education. What’s the pros and cons of investing in 529 vs TIPS? TYIA!

Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

Are Long Term Care Insurance Plan and Disability Insurance worthwhile? Do you need both?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

Hi all, my wife and I are looking to house hack in Seattle. We would like to Airbnb part of the property in an ADU or like an almost detached basement. Does anyone know which area or suburb could be good for this? Thanks in advance!