Hi I have a series I (inflation) bond question. I have a bond that was issued on 12/1 but I don’t see any interest payments yet. I thought that they would be paid monthly. I am worried that I may have misunderstood the product. I understand the three month penalty but I figured that would be assessed when I sold the bond. Anyone have any advice?

Has anyone invested in cask of whisky before? What was your experience? Did you make a good ROI? If yes in what duration of time?

I want to start investing in the stock market and doing my own research but don't know where to start.

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Hi! Got 60k in VFIAX and 30k in VTSAX brokerage. Where should I invest my 6k for my Roth IRA?

Were any Big 4 companies directly involved in the ‘08 financial crisis?

For those of you who have both Chase (reserve/preferred) & Amex (platinum/gold/corporate) cards. Do you find it hard being in two different “points ecosystems”? Or is it not a big deal?

Anyone still waiting to receive their IL refund for this tax year? I have had no luck reaching them
Over the ph or on the website. Any tips on how to contact and get a status on refund?

Is rent (paying it) tax deductible in IL?

what's your bank balance?

Hey 🇬🇧 🐠,
Has anyone ever invested in an EIS or VCT?
It appears to be very tax efficient and was wondering if any had any experience (returns, good fund manager, ...)to share ?

Tampa lawyers who work downtown: where do you live? Looking to purchase a house soon and am trying to decide between a low commute time (crappier house and a tight move financially) and a longer commute time (nicer house and more comfortable financially). The longer commute time also comes with better public schools, and I want to have kids.

My fiancé and I are planning to buy a home right around our wedding (we’d need to close next June). Has anyone heard of special programs we can look into? He’s military so we have VA Financing...

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

New to the US, what’s the deal with state and city taxes here? What am I getting in NYC for the extra 10% that I’m paying vs let’s say Miami?

I provide start up capital even if you’re rejected and declined by the banks.

I just traded in my Datejust 126334 for a submariner 126610 (plus some cash). Smart or stupid?

Anyone in here ever build a house? If so, how did you save and how much do you typically need?

Should i sell vti at a loss to buy my 10k ibonds or hang on?

Any link to raise ticket or email ID to reach out JP HR post separation ? Need to get tax computation sheet.
Also need to know how many days it takes for FnF

Hi,

I am about to join Tata Consultancy Pune.

Initially, it was mentioned virtual onboarding and now changed into physical presence.

They denied the travel and accommodation allowance.

I tried to contact the Onboarding Manager and buddy by mail but I did not get a response. 

Can someone tell me what the actual allocation policy is?

OC&C Strategy Consultants what is associate consultant starting salary post recent raise? Don’t know if Glassdoor is accurate now. Thank you in advance

Is the Austin side of Chicago really that unsafe ?

I have been trying to get OUT of the construction industry for years, but I can’t afford to pay living expenses if I were to go back to school. How do people go back to school later in life with no savings???

Any 35+ male 🐠 want to chat and see where things go? 33F in a smaller East Coast US city but very willing to travel to meet in person if we actually hit it off.

What does your ideal agency look like? Who's in charge? What kind of clients does it have? What policies do they have that make it the best place to work?

I've been looking at job postings in LinkedIn and other networks, and I noticed a number of Product Designer job positions. When I look at their requirements, they are almost the same as UX Designer job postings, or those UX/UI ones. I ran a Google search and saw articles mentioning something like "will work close to a product manager", but UX and UI designers already do that, right? Any thoughts on this?

Do you LOVE where you live? Pitch us your home town!

Anyone heard of visual impact for women?

Lower back pain! First time experiencing it yesterday after a long time sitting, and I still feel it today 😖 Can't sit / work. How do YOU prevent this?

Do holiday hours roll over to the next fiscal year?

Oct was my second month in notice period, still i recieved salary but policy says they will hold the salary.
Is there any change in policy?

Does anyone have a diversity and inclusion committee at their agency or company? If so do you find it to be useful? What are things that you would change?

Latinx - help! We used this term in our diversity spotlight discussing Hispanic Heritage Month. One individual said that in English a group of Latinos would just be Latins to be gender neutral. I understand the word is controversial but is “Latins” grammatically correct? I assume we should just say Latin Americans, but trying to understand if Latins is also accurate.

Hello everyone, please give 10 likes so that I can connect with you all and ask my queries.

Toronto, ON. Is $70-80k plus some bonuses a good starting salary for a new call in a small firm in Toronto as a first job? I do not know what is a good range…

Hello all, I'm here to share an experience, please don't judge. Recently I've interviewed at company X for an entry role (investment services and fund accounting) my interview went amazingly well, but I got a rejection mail. When I asked the HR for a feedback call, she told me I needed to do more "research" about the company. Does this usually happen?

How do you guys start over in terms of saving for future and building emergency fund? Lost around $200k trading options during pandemic. Have ~$50k in 401K and ~$20k CC debt.

Anyone else severely disappointed in the 401k options available? Specifically index fund availability. My KPMG fund only has one available that matches the S&P 500. No small or mid cap. Suggestions?

Finally hit the Adjusted Gross Income limit on my Roth IRA this year. Is it fair to say that I’m no longer allowed to contribute to my Roth IRA so long as I can keep making > $140k every year?

What does it even mean when an employer offers 3% match on 401k?? They contribute 3% of what I contribute or what I earn overall? And monthly or annually? Thanks, basic brain here.

How many BTC do you own and roughly what % of your portfolio is it? (Serious) I’m curious of everyone’s risk tolerance

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

Thoughts on using leverage at 21?

Background: I’m 21, thinking about dumping $30K in (20+ years treasury) and $60K in SSO (2x SPY) once I get a job offer.

I got $30K (or 40K? Idk) in student debt, and should have about $90K cash close to end of year when I’m about to graduate

Changed my brake pads and rotors last night on my car - really wasn’t that hard and I saved myself at least $300, $800 vs what the dealer was charging. Also got a nice sense of accomplishment out of it!

A lot of basic skilled labor can be worth learning and can really save you a lot of money. Most contractors in my area are often north of $100/hr for labor. I’ve often found the quality of my work to be better too. I think more folks shouldn’t be scared to get their hands dirty sometimes

Are people selling right now?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

For those that choose to invest in real estate what is the approach on finding a good investment property to rent out? I would like to buy my first investment property but do not know where to start. Any guidance/ link it s really appreciated, thanks!

Any tips for someone that is new to investing? Books? Podcasts? Articles? I’d like to focus on the basics to ensure I have a good understanding of the stock market. In the meantime, I just opened an account with Robinhood and Chase You Invest. Tips and recommendations of what to look for, what mistakes to avoid, and or resources are appreciated!

Looking to purchase a condo/apartment in Miami area. Any recommendations on neighborhoods and comps for each?
As a background, I’m a 28F with no kids.

Noob Q - Deloitte 🐠 can we use coinbase?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

At what point do you switch from index funds to HYSA for future expenses such as a home purchase? When it’s 3 years out? 1 year out?

I’m on track to save ~70k this year on a total comp of about ~135-140k (pre tax). Thanks everyone here being a great resource!

Does Bank of America do a Mega Back door 401K?