Hi! I have an extra $50K sitting in my savings account that I'm not totally sure what to do with. I'm split between just keeping it in there or investing it. I'd love to buy a property in the next year or two and would use that money as part of a down payment. Should I let it sit in savings for that purpose?

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If you want to buy a property, in a year you should leave it. If you have over a year buying I bonds with some may make sense. I would not invest it if you want to buy in a year or 2

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If you're buying property leave it somewhere it'll be liquid by the time you need it. Ibonds are fine if you won't need the money for 12 months. The rest can go in a HYSA.

Try looking for bank bonuses. Chase has a $600 bonus for opening checking + savings. Sofi has $25 with referral (happy to provide one) + up to $300 for direct deposit.

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Consider looking into a money market deposit account or HYSA. Money market mutual funds work similar to the deposit acct but no FDIC insurance, might be a better rate but for more risk

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