Hi, I have recently saved some money and wanted to invest it to make something out of it instead of just letting it dry in my bank account.
I wanted to ask if anyone has been facing a similar situation and if you have started investing by yourself (stock picking, ETF, crypto) or just done it through your bank and let them do the work. If it’s the first option, also I would appreciate any advice.

Hi Fishes,
I'm having 9 yoe and till last year my saving was around 18lakh that I used to take home with loan of 30L for 10 years and now I'm paying around 35k emi. As of now I have 1lakh in my account as emergency fund. I feel that I'm not saving well. Can anyone tell me how can I mange my saving better? I earn 1lakh/month and no family support.

Best high risk high reward investments to retire early?

Hey guys - what bank would you recommend for domestic banking ( I am European so would transfer cash to Europe) . Also for travel what credit card do you use! Thanks

What’s your recommendation if my new 401k does not accept pension rollover? I think the only 2 roll over options left are traditional/Roth IRA, right? If I first roll over the pension to traditional IRA, and then immediately roll over the traditional IRA to my new 401k, will I still trigger the pro rata rule when I do backdoor Roth in the future? I have never contributed to a traditional IRA or done backdoor Roth so far.

How do y’ll save money on taxes? Other than obvious routes like 401k.

Need a pretty substantial loan currently ($50k+) to pay for immigration lawyer fees for the family (very complicated immigration stuff unfortunately). Could anyway direct a reliable lending agency? Googling online and seems like there are websites that find rates for me. Is there a better way to do this? I have great credit score (750+) and currently have a green card though not citizenship.

Any good Cannabis stocks, ETFs, or mutual funds with decent returns?

Sad that I missed out on adding Shopify to my stock portfolio 2 years ago!!!!

How much do y’all typically pay in rent?

Thoughts on AIQ - Global X Future Analytics Tech ETF as a Buy in my portfolio?

Rental property owners, what do you do with your monthly cash flow from rentals?

1.) Save for downpayment towards next rental.
2.) Use to make extra payments on the rental.
3.) Invest in the market.
4.) Save with no goal for that money.

Please no GME and to the moon bs.

Do Indians think 15 crores is reasonable for a flat in Mumbai? I know how much it is in dollars but I can’t get a sense of whether that’s expensive in Mumbai or not

Anyone have any reliable free resources (CLEs, practice guides) for tax law and estate/probate/wills? I don’t have the money for anything paid, but I’d like to selfstudy these areas in the meantime. My state bar and libraries don’t appear to have a practice series or anything like that, so it’s been hard finding something viable other than the ole’ Google and pray.

Have any of you considered FIRE? I'm sure some of the partners are young and rich enough to retire. So why not say screw working until 60 and to hell with the pension? Travel the world and live life while I can?

Gold digging post made me think about this. How much is money a factor for you in finding a partner at this age? What are financial dealbreakers or red flags for you? Would love to hear from all perspectives on this one.

My TC is 200k with bonus. Should I max out my RRSP? Expert advise pls
RRSP (Canada) = IRA (US)/401k

Are FBP paid monthly or yearly??

Is a director of operations for a non clinical home health company a good first management job?

Guys can you help me understand this LTA reimbursement?

If I declare a certain LTA reimbursement, will it be reducing my inhand now? Or is it like during filing ITR next year if I show traveling bills I can get deductions in my total income tax?

My total fixed is 22,05,000. How much should I assign for my LTA reimbursement?

What’s Accenture’s pharma r&d tech consultant role like? 1. Is it mostly implementation or communicating business value of the tech? 2. Is it a lot of work with offshore team? 3. How is WLB?

What are the employee benefits at mphasis ?
Could you please let me know
Are there free transport , 100% company sponsored medical health insurance for self, sponsored certifications, leaves etc ?

Heya, troublemakers. I’m looking to unstick my feet from these Sr.AD sneakers + slip into a bigger pair of boots at ACD. I’m looking in SF, NY and CHI. Your help and generosity would be appreciated. 👊

Any credit analysts here who can provide some insight on the role? Pros and cons and insight on WLB would be appreciated!

Anyone up to get drinks/food in Denver tonight?

Ive been practicing in TX for 2-3 years at a big law firm doing mostly bankruptcy work (and some trial) and looking to clerk at a bankruptcy court in SDNY/DDE/EDVA (I am well aware of how great the SDTX judges are but I am set on leaving Texas). Anyone familiar with how many apps these judges normally get or what makes candidates stand out? Are these judges generally not interested in someone who has practiced in a different market?

Is it actually hard to get a FAANG job?

I think we are gonna see a repeat of last week with stocks crashing again EOW and Monday

Hi Fishes,
I'm looking for a salesforce developer role in cognizant
Any referral would be a great help to me
YoE: 3years 10months
Skill: Apex, Integration with Apis, lwc
Preferred location: Hyderabad

Return offer at BCG SF vs Bain SF vs McKinsey SF... what do I take?

Any whatsapp grp of new joiner ?

How much is fair for 1st year TAS at EY high cost of living? Thank you

How hard is it to make the swap from MM TAS to Big 4?

M24 TC 80k
No debt
Net worth 130k
~55k mixed between Roth 401k and Roth IRA
~47k personal trading account
~25k in crypto
~1k emergency fund
~3k cash

How am I doing and what can I be doing better? Any recommendations are very much appreciated.

Have about 5k to invest - should I do FXAIX or FSKAX?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

If I make 80k a year in Chicago how much should I be spending on rent?

Is there an easy/efficient way to figure out how much you've contributed to vs earned in your Roth accounts? I started contributing >20 years ago to my employer's Roth 401k and have rolled it over to a Roth IRA and moved it between multiple custodians, e.g. Fidelity, Vanguard, UBS, Personal Capital, etc. It is unclear to me how much I contributed vs how much I earned by investing it.

The purpose of doing this is I want to use $10K of it, but want to prove that the $10K is from my contribution.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Any advice of changing auto/home insurances?

Google stock to buy now or after the split?

Good resources to learn about which investment account types I should be using?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Thoughts on personal loans to consolidate Debt?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Anyone have a recommended tax person in Chicago?

I am almost 23 and don’t know much about the investment and savings vehicles/strategies that I should be using. IRAs, Roth IRA’s, long-term investments, how much I should be contributing/saving for financial success, etc. Any suggestions? I currently have $4,000 in savings, and a few thousand sitting in checking that I use regularly but try to not spend too much. Rent is $1600. Likely looking to go to grad school in the next 2-3 years.

Salary: $86,000/yr (~5000 a month take home)
City: NYC

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

Why do people buy condos if they don’t really appreciate in interest? Does that make sense as a first purchase?

Hi! Looking to open a online bank savings account. Right now I am leaning toward Capitol One. Anyone have any recommendations or suggestions?