Hi, I’ve been in NY for about 6 months now. And am wondering what to do with my savings.

Bank of America has practically zero interest rates. Any tips on FDs or mutual funds here in US? Or should I..

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Just transfer this money back to India and make a FD there?

Throw it into an S&P500 ETF if you want some risk. Put it in a Discover or Ally high yield savings acct (2.00-2.25% + signup bonus) or a 3-4 yr CD for risk free return.

You can read this post with some pros and cons about FDs in India vs the US -

https://joinfishbowl.com/post_ickj0x

Consider getting a savings account with Discover, Capital One, or Marcus by Goldman Sachs. They offer interest rates between 2-2.25%. Much higher than BoA or Chase

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