Couple of dumb questions, but thought I’d ask in hopes that I can get back on course. 24M with the following assets: ~$30k HYSA, ~$6,600 Fidelity Roth 401k from old employer, ~$14k Vanguard (60% traditional 401k, 4% Roth 401k), $13.5k M1 Taxable acct (ETFs). I make ~$100k annually (salary+bonus). I’m contributing the max to my 401k as of this year. Questions below:
Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?
Was it the trump administration that tried to pull taking away protection to fire us on the basis of us being LGBTQ? I’m glad it didn’t work (ty conservative judges for having a heart and being objective), but that was still a terrifying few days. Are some of you seriously still voting for trump after what they tried pulling? They failed this time but with another 4 years some judges might die or retire and they can try again with a new judge.
Can someone please weigh these two offers for me? Current Position: Base:120k, 5000-7500 annual bonus, profit sharing (15% of 120k salary). This is a job I’m good at, team is great, lots of free time during but limited to my house. In office 1-2 days a week. Offer: Consulting position, 145k base, bonus up to 12%, 6% 401k match. Will need to bill at least 45 hours a week, consulting is completely new to me so the fear is the unknown as well as being overworked. Fully remote other than travel.
I hate my job teaching the subject I teach, I want to leave and teach a different subject. Problem, I teach a topic that is in a severe shortage, I make more than 100K, I have tenure, and I am too young to retire (4 years away from 20 yrs). What should I do? Leave this job and take a pay cut and lose my tenure and job security? Just stay for another 4 years, and then take early retirement?
anything out there that’s tax beneficial for high income EMPLOYEES other than permanent life insurance? They are not self employed and are maxing out 401k. New and haven’t had this come up much...
I've never done any 401k business, but I understand I can become broker of record on existing plans. First of all, what does that mean? Do I just appear as a name on their statements?
Pretty fresh into the workforce, london based and salary is about gb 40k. Looking to just put away a couple hundred pounds a month into any sort of savings. What are the basic options? Any reccomendations? Pension accounts/mutual funds? A bit of bitcoin? ;) Thanks!
Looking to grow my current $$$. I currently have a 401k, IRA, and high interest savings account. I want to move some money out of my savings account since the “high interest” is no longer very high. Any suggestions?
If your 401k isn’t fully vested before you leave to take another job, can you keep the account until it vests or do you have to be employed the full vesting period?
Help! Tax season is right around the corner... should I file my own taxes for free via turbotaxes or find a professional so that they know of all deductions to take into account? My personal situation: - Two W-2's from two jobs/states - Own one investment home - Bought a primary home, bought a car for my brother, and co-signed another car for a family member all in 2020 Have 401K and Roth IRA, not sure if this matters. Any advice is highly appreciated as I'm ignorant with taxes :(
Roth IRA and 401k currently all in 2060 target date fund. Should I exchange for all VTWAX or keep in TDF? I’m 23 (VTWAX expense ratio: .10%, TDF is .15%)
Tried googling but didn’t understand. My company offers pre-tax 401k, Roth 401k and After-tax 401k through Fidelity . What is the difference between roth 401k and after-tax 401k? (Is it just the contribution limit?) Is there any advantage to contributing to After-Tax 401k over regular investing in my brokerage account with after tax $?
Traditional vs. Roth? starting with 401k & request advice. Inclined to traditional coz: 1) unemployed @ 60 will be a lower tax bracket 2) putting all the tax deferred amount now to grow compounded
Need some 401k guidance! I’m 30, live in DC but planing to move to lower a COL city, has $34k debt in student loan and making $155k. My company match up to 50% of 8% of my salary which means 4% of my salary. I wonder should I contribute to pre tax or Roth or both. I’m thinking to contribute 10%. Thanks in advance!
The proposed tax plan is hurting us NYC bankers (lower PT 401k contributions, state taxes not deductible). But at least we work for a bank so we'll get the pay pass-through from the lower corp rate 🙄
What % of your paycheck goes to your 401k each pay period? And what is your split between Roth and traditional?
Nice! The post animation looks good!
How great would office emojis be in this app?
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Not crashing anymore.
new test post
Ah now it did.
Beyond 2 lines the text in each post card is cut off. I wonder how many lines in the comment section?
FB help me out - I just set up an interview with a small firm. When I got the details it's at a pizzeria during lunch. What does a female wear to that? What type of interview should I expect?
Suggestions for brands / stores for good comfortable couches and arm chairs. My current furniture gives me back and shoulder pain so I’m looking for something that has worked for folks with similar *
When your flight attendant automatically refills your wineglass as soon as it looks low 🙌🏼
Weight loss or gain
Hey folks. My engagement in Singapore is coming to end which means I have to return to my home country. Anybody know if any consulting firms are hiring in Singapore? Desperately want to stay here.
On cue with bonus release, ACN CEO addresses pay gap between 👨 and 👩. http://www.businessinsider.com/accenture-ceo-advocates-for-equal-pay-2015-11
Sheryl Sandberg Says an MBA Doesn't Matter in Tech bloomberg.com/news/articles/2015-12-16/sheryl-sandberg-says-business-school-doesn-t-matter-in-tech
Has anyone done a market correction of their compensation? If yes, what's the process like?
How do you know when you’re done with consulting or know that you’ll probably never be promoted so you should just leave?
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