Hi! Relatively new here and feeling kind of lost. Question about freelance income — I make 80k at my W-2 dayjob and have a 401k, but I found out I’m going to have to pay 20,000 in taxes this year out of my freelance income. I saw some people talking about a SEP IRA — is this something I’d be allowed to do with an employer 401k? Do I email my accountant for this? I have very little deductions & home office is small, so if the SEP can let me keep some money, that’d be lovely. Thank you!

Entry level healthcare administration positions available in the south Florida area for a recent college graduate?

If I sell my ether on Coinbase for cash, how quickly can I direct deposit it into my bank?

Thoughts on staking crypto? What’s the safest way.

How much to expect for home office set up for a 100% remote job? I want to shop for good screens and accessories. High tech sales based out of Canada.

EY people- Is there a big difference between Director/ED benefits vs Associate Director?

What are the best ways to increase my assets and decrease my liabilities? Specifically for the age range: 21–30, paying down my student debt, need to pick my next investment targets

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

What are the various employee benefits that lilly offers?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

What percentage of your income do you save, invest and spend?

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Hi folks,
What do you show as investment proof if investment is to be done at a future date? I have a life insurance whose premium is due in March. What can I submit now as proof for this declaration?

Does anyone else think we should start investing in more light rail systems to cover some of the distribution problems we're having? I think it might be a good idea. Anyone have any thoughts about this?

Has anyone tried to sell miles or points through one a site. I have a family member looking to do it and I had never looked into. Any experiences? Pros cons

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

That Carlos Matos Bitconnect video still makes me laugh.. hope everyone stayed away from anything that tried to combine crypto and lending.

Are there good opportunities for a junior level consultant (2-3 years experience) to transition to an industry job in Healthcare? Is a masters (MBA/MHA) a must for the higher paying positions?

Hi Guys, I interviewed in EY last week and I got documents submission mail on Monday such as salary slip and Address proof. Does that mean all interviews are done ? If so, how long EY gds India takes to release offer letter. Please comment.

Has anyone who's worked in HR, Finance, or another role with visibility to compensation information been able to use that as leverage for salary negotiations?

To put it bluntly, I know certain people with less experience and a lower performance rating are getting paid more than me due to my role working with payroll data. I suspect this was due to the fact that I did not counter offer when I accepted this role, which was a few months ago, and now I regret it.

Does JP Morgan email the initial offer after final interview or does the recruiter call?

What would be the ideal base salary for band 30 at Amex Canada? Role is Compliance Analyst.

What is everyone’s reason for becoming an auditor?

So depressed today and it’s my birthday. Just really trying to get through corporate world right now…

Anyone have thoughts on bitclout? Theres a whole lot of VC firms backing it but it has the shittiest UI Ive ever seen

Hows the work and work/life balance at full-service agencies vs a media agency. I'm a media planner coming from a full-service agency and I'm wondering if it will be a step backward going to a media focused agency.

Any OW EA's on the board? What is the culture like?

Hey Bowl,
I work for a late stage(ipo) start up, earlier this year we were acquired & since then they got rid of our yearly bonuses and gave us an ESOP grant.
2 RIFs later we are almost bare bones. Since we are coming up on our usual yearly evaluations many of us assumed (with multiple conversation from our managers) that pay raises and promotions were due.
In a recent All hands we found out that this year there will be no pay raises nor promotions based off merit. Is it time to jump ship?

How is the SAP practice at Bosch limited ?

I am working for almost 2.5 years in forecasting team in IQVIA as a consultant. 4 years in ZS before that.

Can I have list of all the companies I can apply to from here on? Priority is wlb and decent salary.

Need help with preparation for AWS Cloud Practitioner certification.

Does AAS pay the same as FDD?

Guys please suggest which company should i join
Optum(uhg) - 22 Lpa
IBM - 22 Lpa
Epam Anywhere - 24 lpa
YOE : 6.2yrs
~TIA

I have left CG 18th of last month, how many days they typically take for full and final settlement?

Is it possible to get a remote job in the US but be based in Canada? Not sure of the legalities but the salaries here are much lower than those in the US...

Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

Thoughts on Jumia stock?

What do you all think abt tesla stock? I have a few but wondering if I should sell now or keep holding

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Hello 🐠- first time home buyer and closing is in next 45 days. Have a decent Credit score (757) and Worried with fluctuating bond yields/ interest rates . Any suggestions on how to research for better lenders with less interest rates. Searching online gives too many confusing results. Few friends referred some (3-4) lenders who provided similar rates to me. I’m now confused if I need to keep shopping with a hope for better rates or to stop and lock with better one among these lenders. TIA

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Looking at real estate vs stock market returns. How much ROI have you seen your real estate investments yield over the years on average? I know there are so many factors. Just trying to see if RE is worth it given that I will lock in a large amount if cash.

Following up on “how you pay for engagement rings question”, where did you buy the engagement ring? Blue Nile? Private jeweler?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

4ht July fireworks happening tonite

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

I constantly see here peeps who are at $100k+ net worth at ages 29 or less. What is your salary and how did you do it? I’m nearing 30 and I’m not even close. Am I doing something wrong?

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..