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Hi Folks, Just need your opinion, I am having a confusion here, is it worth to switch from Micron Technology to @microchip? Location is hyd How is the work culture at Microchip technology (Microsemi FPGA division, Device Modelling team) Is it good to switch from 15LPA(Base) to 20LPA(base) Intel Corporation Micron Technology Qualcomm Broadcom Inc. @apple @AMD Xilinx
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Personally: save money, make smart spending choices (ie not say yes to every destination bachelor/bachelorette parties, weddings, etc).
For sales: big decisions will take more stakeholders saying yes, deep dives on ROI and the business cases, ramp up investment to conserve cash.
Save save save. Depends on the industry you’re selling in but personally, in the mortgage industry we just went through a period of butterflies and green grass, that’s all changing. Smart people invested and saved, others went and bought $100k cars like they will make $20k/month forever. They’re feeling the pain now. Just be smart with money as the above comment says.
DCA on the way down like you DCA on the way up. Never stop applying to companies because you never know. It’s ok to say “No” to going out, parties, trips etc. still love your life but don’t blow your emergency fund like I did when I was young.
Save at least 3-6 months of tour living expenses(rent/mortgage, utilities, etc) so that if you get laid off and get a severance and unemployment it can take you even farther. Don't have any debt...or make a plan now to pay it off. But like others...its ok to say no...and just stock pile cash.
I graduated into the 2008 recession. It was a struggle some months- but I worked for a GSA contractor and the government was still purchasing what we sold. However- I would look into your companies market position carefully. Are they truly in a good spot in the market? Do you feel they are a product that is a need and not a want to have? And better yet- is your ICP going to have the funds to spend during a downturn?
Save what you can. I know it’s hard- but try to cut back. Even little things like going to the lower res Netflix account helps- and no I’m not going to say never eat out or get a coffee. I’m a millennial and love my $5 coffee and avocado toast- but I’m cutting back on things. Try to live and budget based on your base and not OTE . Try. I know it’s hard.
I graduated in 2010. What I assumed back then was that having a college degree was your ticket to a solid career and standard of living, because that’s what our parents told us would happen. That was not true today, and probably wasn’t before the recession of 08.
Budget wise, save everything you can. Pay off your student loans as much as you can, esp. if you graduated with less than $20,000. Stay with your parents if you can; independence is overrated if you don’t have money in the bank account or you can’t feed yourself. Limit your going out as much as possible and try to invite friends over to have fun. Clubs, bars and festivals get repetitive especially if you go every weekend, and it adds up quickly.
Career wise, build your skills in your current role. Be a top performer, take initiative in your role, get exposure from your boss and one or two levels up so you either get promoted quickly/have job security or can take a better position somewhere else. If your career path has a low earning trajectory, develop other skills that will allow you to move into another field without having to get a professional degree.
Same here graduated 2021, would appreciate anything