Hi
Does anybody have an recommendation for software or excel formula driven file to manage real estate investment property ( expenses, rev etc ) ?

What’s a good rule of thumb for what percentage of take home pay your mortgage takes up?

What's your savings rate and net-worth?

Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How do you make sure you’re getting a good deal when buying a property?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Anyone enjoy being a realtor just to view different homes? Lol

I am an engineer, but want to get another degree in biology. But even though it's my passion I'm worried that I won't be able to get a job quickly, I have a loan to study and I'm too young to declare bankruptcy. Any hope?

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Anyone with United 1k in jeopardy of not meeting the lowered “move the goalpost” PQP targets? Is there a December promotion or do you think United will pivot to extend status to 2023 in the final hour? Ugh, I don’t want lose 1k but can’t justify ~$5,000 in out of pocket expenses / mileage run. Anyone in the same boat?

What’s your net worth? 💰

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

I make $53k/year and I cannot find a single place I can afford on my salary. How am I supposed to have work/life balance when I can’t afford to do anything except rent and pay bills?

Would love if one of these braggart high execs talking about their investment properties would invest in helping others find stable housing instead of gouging for what the market can sustain.

NEWS FLASH: It’s NOT sustainable.

Outside of 5/3 (already have an account), recommendations for checking accounts that are offering a sign-on bonus?

How long did it take until your first settlement? What was the final amount?

How much of your pay do you spend vs. save every week?

When should we anticipate YE sell-off for tax adjustments?

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Can anybody please shed some light on how to invest your money, specially when the most stocks are overvalued? How should you plan investing?

How much do Nursing Assistants make in Michigan? Metro Detroit more specifically?

What does a 'context experience' platform like Uberflip or Pathfactory cost? How do they structure pricing?

Currently in ibanking as an associate and want to see if I can make the move to PE. Is the CAIA viewed favorably at all?

Does working in KPMG Global Services will give me opportunties to work outside India

I got offer in May and just noticed that PF is 12% of 15k. Can this be increased to 12% of basic once I join next month?
Any employees working and paying PF monthly can help clarify this please..

Coal mining is back? $BTU up

Can anyone here offer perspective on the salary and work environment for Client Services II at MetLife? Midwest location

Got terrible feedback from COO after CD & I built a system into a project. We only asked for proofreading and the COO tells us his suggestions are easy but they break the entire system. Any advice?

If two of you 🐠 can connect on here and plan a date within the next few days...I’ll pay! Cutest idea I get in my DMs wins!

Best stationery recommendations. Go.

I have been selected at citi but HR is unable to release offer letter. This is because I have worked for citi as contractor or consultant in past but I don't remember my SP ID or GP ID which Citi provides to its temporary employees. HR is checking my SP ID or GP ID which was allocated to me in the past but I don't recall it is. HR is checking this with US team and this process is taking time. If they cannot extract it due to some reason, will they release my offer letter? Please clarify this.

HCL is offering me 39 LPA at 8 YOE.
I am already holding an offer of 36 LPA from a US based analytics company.

I had almost 5 rounds of technical interview with HCL as well as with direct client.

Is it wise to join HCL?
I even asked for onsite and they told after completing 1 year, I shall be eligible for the same, is this correct?

Client is - The Mosiac Company, USA

Please help me my last working day is 27 and joining is on 28.

Remote work - obviously purely speculative at this point but how harmful do you think being fully remote will be to progression from mid-level associate through partner?

What does it take to get promoted from Level 7 to Level 6 in the SAP Products stream?

A friend of mine reapplied to wipro and got told at last round that the last time he left exit hr blacklisted him or something

I want to know if this is permanent or does it expire?

Entry level employees: How much did you get paid upon joining Slalom?

First time living in an apt with no central AC. Do people have pretty positive experiences with portable ac units or should I get the window unit? TIA

Can someone tell me if this is legal? The organization I work for pulled some of us aside today and said they are going to pull back on our salaries to cut costs. Can they do this? Do I have any options here? Can I simply refuse to go along with this?

Hello Fishes,

I joined Capgemini a couple of weeks back for Capgemini Sogeti. What is the way to get into projects? How is the WLB and job security here?.

TIA..

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Holy shit, the markets are loving this press conference

Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.

Most likely industries to bounce back in the short term?

Outside of 5/3 (already have an account), recommendations for checking accounts that are offering a sign-on bonus?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

How do I buy NFT’s? Any insight the group can offer?

Suggestions for a stock index fund to dump a chunk of cash into and hold minimum 2+ years, maybe longer term?

I'm about to leave my current company and am thinking of rolling over my 401K to the new company's 401K bc more money can equal greater returns (if the market does well). I'm in my early 30s, so more risk tolerant. Is this "wise" or should I just leave my 401K where it is and begin a new one. I'm happy with my options, so no need to move it to an IRA.

How do you all save for a down payment? Graduated last year. No debt. 1 month from having my emergency fund. Not contributing to 401k now but will contribute 6% in a month.

Is it necessary to contribute to an HSA if you’re already doing backdoor Roth IRA for tax free gains?

Questions on Back door Roth:

(1) When you contribute the max ($6k) to a traditional IRA and convert, do you pay any taxes, assuming no gains (e.g. buying VMFXX)? Contributions are non-deductible.

(2) When rolling over old 401(k)s into an traditional IRA and converting to Roth IRA, do you pay taxes on the entire (non-Roth) amount?

(3) Can you use the same traditional IRA account to process multiple rollovers? I have an empty traditional and Roth set up with Vanguard.

Anyone here use real estate crowdfunding products for rental income? Recommended? Why did you chose that over a REIT ETF?

Hi, completely lost. I have about $6k to invest in a Roth IRA. What do you suggest I invest in? Put it all in one ETF? Mix it up? I’m just starting and have no idea what to do. Thanks

Any thoughts on current market? I am hearing more chatter about liquidating investments, specifically, qualified funds and moving to either fixed income funds or straight out of the market? Also, what are people thinking about non-qualified money? All thoughts welcome!

Needs some serious brainstorming/ advise - I recently moved all my 401k into money market accounts and bonds ( let’s say 100k in total) , fearing a market crash. Is that’s a good decision , ..cont...

Curious for everyone’s thoughts on real-estate right now.. my spouse and I are in Denver and trying to buy our first home. To get a halfway decent 3BR home, we have to spend upwards of 500k and still put a little work/investment in to update the home.. I can’t help but feel we should be waiting for 6 more months and seeing if the price drops.. I want to take advantage of the low rates right now, but can’t believe a half million still requires further investment to update the home.