Hitting Major next year - 4 years left until I hit 20 after that. Should I finish strong and shoot for LTC? Considering it’s not affecting my job too much...worth it for retirement?

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Going back into NG makes going for O-5 a smart move, esp. since an MBA / Master's is the de facto minimum degree necessary for a decent 6-figure salary in the corporate world.

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My only advice is to consider whether the high 3 adjustment is worth the effort Light Colonel takes. IMO, making field-grade is an honor in and of itself.

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Do it. If it’s not a major hit to the career why not build years towards retirement? Are you Reserve or NG?

EY1 - Reserve but thinking of going back to Guard to help pay for MBA

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