Honest question - HSAs are a "relatively"new investment vehicle (seems niche to me don't hear of my peers using it), in my mind it seems kind of risky to put a bunch of money in for use like a normal IRA I reach retirement decades away. Am I offbase in thinking we have no idea what legislative or other changes are in store that might make it a bad idea to put money in?

Any one exited Capgemini recently ?
How long it takes to get Full and Final Settlement amount?
Anyone also withdraw PF along with F&F ?

MoneyGuidePro or E-money? I currently use MGP and wonder if e-money is any better besides the client vault?

What are people’s thoughts on coinvesting in your fund? My fund is offering this and I need to decide. I’ve never done anything like this before, and I’m also looking to buy a house so I had been saving up cash for that.

How do you get past the 10th mortgage? I’m trying to buy an 11th property and I’m maxed out. Has anyone been in this? How did you manage?

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

If you had $2M in cash what would you do with it? (Not needed for expenses/living/etc) Short term solution for income, but needs to be fairly conservative as it’s the money from a house sale.

Paid off my account debt!

Hi All,

I want to know if it's a good idea to foreclose a home loan, I have like 14 lakhs for 11 years... Initially it was 28 lakhs for 30 years, I brought it to this amount in 2 years. Unable to weight the pros and cons. Is it good to foreclose or leave the loan to go on and start investing the money

So I transferred my Stocks from RH to Fidelity last year. Would I need tax forms from both? Or would fidelity include all my transaction history?

Has anyone from Deloitte taken advantage of gradifi student loan refinancing? If so, what are the pros/cons?

Can someone suggest me integration steps for apple pay ? I am facing issue in using sandbox test card even after change device region to US and also add my account on apple developer sandbox.

Folks who live in the US but work (remote) for startups that are outside the country how do you handle your taxes? Any recommendations to optimize taxes owed?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

What other avenues are you using to increase income?

I have a situation here. I got a suv 3 years ago, last week the suv broke down. I took it to the shop and they said the engine is no good. I owe 6 grand. What should I do in this situation? Stop paying on it? Get new car? HELP PLEASE

Is ARK a good buy now? Thought?

Any home buyer around? Are you still making offers above the listing price and getting out-bid?

I just got out-bid with about 8 offers ahead of mine 🫣

How do I know when to stop investing in stock market? I put down 300K net investment in IBKR since 2020 and net unrealised loss now is at 40K. Continue to invest?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

Anyone here live in Lincoln Square? How do you like it?

Sys admin (security) role in Zoho- chennai (hometown) with 6.5lpa
Or Information security executive role in Asian paints (9lpa)- Mumbai.
Which one should I choose. Please suggest your opinions.

Anyone noticed that employer pf is too low in offer letter. It's not 12% of basic part of ctc.

Pls note - Employeer pf of 7.5lac in a year is tax free.

BCH is bitcoin

Got opportunity from Bajaj finance.. how is the work culture there in L & D department? What work actually they do? How’s the Work pressure? Some one please answer on urgent

How do you find out if your student loan payments are refundable due to the forgiveness program?

I'm a cashier. We just got a new manager, and she's making things really hard for us. She starts work at 4:30am and leaves around 2:30pm, but she still expects us to stay until 6pm and work on the weekends! She gives us really long shifts and doesn't give us much time for breaks. And when we ask her about it, she gets mad.

I'm worried that if I speak up, she'll make my life even harder. I don't want to lose my job because of this—do you guys have any advice?

Is FJ 11 a Lead Profile or an IC role ?

Does it make sense to move from one business unit to another at same position? What sort of pay raise one usually gets with that kind of move? Currently at B30 (Senior Analyst). Also, will it also affect current year’s rating and bonus? Does one have to serve notice period for an internal move? If yes, then how much?

Quantic School of Business and Technology smells a lot like South Harmon Institute of Technology

I’m going to start studying for the CPA after tax season and my Becker just expired so Im going to use other study material. How’s Ninja CPA? Is it going to be enough if I only use ninja? Thanks!

Let’s stir this bowl

Hello, we are looking at ways to help employees who are required to go onsite, with mileage/transit benefits. We are looking at possibly doing a monthly stipend but not sure what other companies are doing. This stipend is intended to help employees working onsite and assist with the high cost of gas. Any other ideas out there?

Feeling for so many people and businesses... (cont’d)

Full stack developer required for freelancing? Interested than DM me.

What sort of roles can one expect in India (prefer corporate) after 14+ years at a Big 4 in USA?

I honestly feel like the Director on my engagement is running this Job like the Fyer Festival..😐#whateverItTakes

How much LPA should I ask at the time of salary negotiation in SAP LABS ?
Tech : SAP ABAP
Exp : 3.8 years

Hi all,
Sorry if this is a repeat post, I’m new here. I recently came into an inheritance and i’m trying to figure out where/ how to invest it. Does anyone have any advice on some type of company/ person to talk with? I know some people at Morgan Stanley but the amount is too low to work with them. Thanks!

Anyone investing in NFTs or art? If so, what platforms do you like? I was looking at yieldstreet for art.

Is vgslx a good buy right now?

Advice needed - my 12 YO niece wants me to teach her investing. Her parents are supportive. Do I open a joint account with her or an account just in her name?

Does PwC wealth builder create taxable event when rolled over to IRRA? Thoughts on rolling to RothIRA instead (which is taxable)?

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

If you had $2M in cash what would you do with it? (Not needed for expenses/living/etc) Short term solution for income, but needs to be fairly conservative as it’s the money from a house sale.

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

If I believe we’re nearing market highs, convince me why taking a 401K loan for home improvement opportunities is a bad idea. Assume that I am not currently at-risk for layoff, and the improvement opportunities are on the higher end in terms of ROI (adding bathroom, etc.)

Looking for strategies to maximize tax deductions with a high income! Mortgage interest deduction, SALT deduction, 401k, IRA, HSA, charitable deductions, anything I’m missing?

How much would be a reasonable spend for accommodation for a weekend trip 3-5 hours away from home? I'm trying to calibrate if every AirBnb and Hotel options I'm looking at is expensive or am I being a cheapskate? It was me, my SO + a pet.

Considering opening a Roth IRA account and evaluating ETrade vs. Schwab due to no fee options. Any suggestions on which broker is good?

Would you hold crypto/ bitcoin in your 401k? Is fidelity crazy or genius?

Anyone regularly buy bonds from treasury direct? I'm considering buying EE bonds for each of my young kids now plus setting up a small but recurring I bond monthly purchase for myself.

If you're at a company with an ESOP, what happens to those shares when you quit/leave that company?