{ "media_type": "text", "post_content": "Hoping this forum can also be used for product knowledge sharing. Question: do FDAs typically have a minimum guaranteed interest rate for converting the AV to an annuity? Have you seen ones without?", "post_id": "5c697fc6964b9b0013945239", "reply_count": 3, "vote_count": 0, "bowl_id": "58fd445954f766001643eb25", "bowl_name": "EY IAAS", "feed_type": "bowl" }
null

Hoping this forum can also be used for product knowledge sharing. Question: do FDAs typically have a minimum guaranteed interest rate for converting the AV to an annuity? Have you seen ones without?

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I’ve seen some without as well. Given the interest rate environment most guarantees on newer products are low enough that they are virtually worth nothing anyway.

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There should be guaranteed annuitization rates included in the policy form.

Thanks

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