How am I doing? Should I hold less cash?

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Posting as :
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What are your monthly expenses

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Same D2. SAME 😢

I think you probably have a little too much, but not terrible. It would depend on if your property is your home or if you own any rentals.

At this stage I’d wait until January and fill both IRAs immediately.

You might be phased out of Roth IRA eligibility because of you income. Check that

What platform is this recorded on? Do you like said platform.

Looks like Mint from Intuit

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I am in a similar position, but I keep a lot less cash. This only shows 10k, but I keep another 10-15k in a high yield savings account that won’t link to mint.

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