{ "media_type": "text", "post_content": "How can I buy an investment property without putting 20% down?\n\nLooking to be more in the 3.5-5% range", "post_id": "5d756c797dd94000200eefb7", "reply_count": 7, "vote_count": 0, "bowl_id": "5a5242b78e26290018502ca0", "bowl_name": "The Real Estate Bowl", "feed_type": "bowl" }

How can I buy an investment property without putting 20% down?

Looking to be more in the 3.5-5% range

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You would most likely have to buy a house pretending to live there, take a multi part loan - like a 80/15/5 or 90/10/10 if they still offer them.

Your payments will be higher as your 2nd mortgage will amortize over 15 years and require faster repayment.

I feel like this would be hard to make it worth it.

I'd like to point out this is mortgage fraud and illegal

For a rental property loan, you may need to actually put down more than 20%... Unless it’s bought as a primary or maybe a second home

Purchase Owner occupied

Just get the primary residence loan and say down the line, you changed your mind.

Marry a veteran or a physician and pay $0 down!

I am a veteran, but can't buy within a certain distance of my primary residence without putting the higher percentage down, as far as I know at least

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