How common are enrollment periods, where you can only sign up for a retirement plan during specific times of the year?

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401k plans allow you to change your contribution throughout the year as needed. For me it just takes a pay period or two for the change to take effect.

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I don’t think thats normal, but maybe someone else can chime in...

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Seems fishy. I’d dig. Could be a way for them to postpone their match but seems lame they are stopping you from contributing. Think about an IRA as a substitute.

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