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Hustled in 20s and early 30s. Approaching mid 30s. Cruisin’ if I can, and started releasing the purse strings a bit. Nice durable goods and trips is where it’s at.
Get housing figured out to keep your steady state OpEx low and you’re golden as the rest is discretionary more or less.
At the bars!
Parties.
Now I'm in my 30's and earn 3x as much as what I made at 25, and retiring early should be no problem at all.
Same. I’m increasing my spending with my income, but at a slower pace (and it’ll plateau before my income does).
Save half or more, put into sp500. Forgot the rest. You’ll be comfy in your mid - thirties.