How do decide whether to go into real estate investing or stock/crypto investing? Part of me wants to for diversity but then again the housing market is still booming while growth stocks are getting crushed.
Anyone in Accenture sales and price performance group? They reached out and I really just want to understand if this is a good opportunity to pursue. Seems like internal sales support, but they said salary is higher than my current comp. I’ve never heard of it and would like to speak to anyone with experience! Thank you
What is the maximum salary of SAP ABAP consultant.
With 4 years of experience as per industry.
Please share ur views.
What is the compensation level Level 5 Deloitte. Been with the firm for almost 3 years, 16 years of experience with masters
What’s the average comp increase when you are changing, wondering if a 20% increase is fair considering market conditions ?
Recently moved in-house and struggling with how to document my contributions (keep a “brag list” if you will) for purposes of review season and eventual bonus/promotion/raise discussions. At a firm it was fairly easy to point to high billables, high profile deals, praise from particular partners or clients. Now I’m struggling because my work is so….day to day. Mostly negotiating typical sales contracts. Very few opportunities for visibility or high profile contributions if that makes sense.
Does anyone know the salary ranges for G6 and G8 pay grades at Discover Financial Services within DNA ?
1) Have the new grid adjustments gone into effect, or is your firm waiting for the arrival of the next “class” in June timeframe?
2) What is the new base comp for MBB Principal/AP?
Got a 150k salary+bonus offer from a big 4 firm. Current company (salary=115k ) is really trying to make me stay but can’t beat that. They said maybe could offer a mixture of bonus and promotion that would still come under 150k. Plus my MD asked me twice to reconsider staying …what would you do?
Been here 4 years but feeling like its time to fly and maybe boomerang later lol
After 3 years, my partners and I are sunsetting our side project. It started with a brief we got at work. But we wanted to do more. So we made Secret Code to help eliminate the gender gap in tech.
What should be the expected salary for the below position at Amazon including bonus and stocks? And can we negotiate salary with Amazon or the salary numbers are fixed as per the position?
Sr Solution Architect- Germany.
What should I expect for a base salary + bonus as a pre-sales SE at Dell Technologies? I currently have 6 years of experience as an SE at a competitor and am located in Boston.
I have offers from Amazon and HCl both for machine learning role both offering CTC of 28 LPA if you are in my position which one will you choose in terms of job security, yearly hikes,WLB etc ..?
Amazon 28 LPA includes both RSU and sign on bonus
Yoe: 5.6 years
Does anyone know the salary range for SC Grade in Cyber Risk at Deloitte (London) - asking for a potential recruit I’m referring
Does anyone in the London office know which laptops (including specs if possible) are provided to consulting staff?
Also, is there a BYOD policy? Are staff able to log into Teams/Outlook etc on personal laptops?
CCH Efiling is down on 09/15/2020! 😭😭😭
I’m fine with states asking for federal assistance when needed. We’re a union regardless of party. But it really bothers me that Texas banned masks and did everything it possibly could to encourage the spread of disease in order to score political points, yet now expects the feds to come clean up their mess.
Apologies if this has been answered in a prior post. Why does EY not let you people expense lunch? Wouldn’t it make more sense to allow a single $ amount for all meal expenses / day!? I’m shook
Hope you all are doing well!!
I have got opportunities from PWC AC and IBM, Would like to know which one is good interms of WLB, hikes and other benifits?
Package:IBM is giving 2lakhs more then PWC AC offer.
Please share your insights and inputs.
Has anyone ever transitioned from marcomm or content marketing into internal communications/employee engagement?
Context: I’m a marketing communications manager at an agency with internal comm experience (internship) at a Fortune 100 company. I’ve been interviewing for corporate internal comm roles for a year with no success making the switch. I may be offered a Content Marketing Manager role soon and I’m wondering if it’s viable to go from that role into internal comm eventually. Thanks!
I might try to get pregnant next year. I’d like to get some genetic testing done beforehand to see if baby will be prone to certain conditions/illnesses. I am not aware of anything wrong with my or my husband’s family history but it will give me peace of mind.
Which one do you recommend? My insurance plan sucks, so something that has a decent price with no insurance would be great. Thanks.
Hi there! I am currently a senior compliance analyst for a large insurance organization. I have worked in my company, climbing the ladder for 6/7 years now from entry level data entry to my currently non-manager senior analyst role in regulatory compliance (5+ of those specifically in Compliance. I have a hybrid schedule (3 days in office, 2 days WFH). My issue is.. my husband and I want to move our family to a rural area to be closer to family.. *continued in comments.*
I am currently working at Ericsson and I have experience working with microservices based application deployed on openshift and kubernetes. I want to switch to DevOps domain and have done cleared my CKA certifications recently. Kindly suggest what skills and certifications shall i focus next to switch in to a Devops role ?
In a meeting we a client, we were looking at a stock image of a smiling Black man holding a baseball bat while wearing a hoodie. The client comments that it’s the wrong way to hold a bat. Cool. But, then follows up and says, “Also, he just looks aggressive. Like, this person would definitely attack me and my family.” I was shocked. But, apparently, I was the only one. Because everyone else on the call laughed. They were all white except for my partner who is Mexican. But, he still chuckled.
I have 6 YOE in Python Development. Got offers from:
Virtusa TechChef (Intuit client) - 25 lpa fixed
CGI - 22.5 lpa fixed + 1.5 JB
EPAM Systems - 22 lpa fixed
Persistent Systems - 21 lpa fixed + 1.5 JB
HCL - 20 lpa fixed + 2 JB
I am looking for better job security and WLB.
Can you guys help me out, please?
Hey All! Is there any circular by Government of Maharashtra mandating 50% office attendance? From July 1?
Can we stop attaching unpublished cases yet?
Any opinions on what the salary for a Benefits Manager with 16 years of benefits experience 6 of which are in the benefits manager role should be? Currently making $80k and have both my PHR and SHRM-CP certifications.
I will be joining Accenture in last week of October, Can someone please confirm which other complimentary benefits I will be getting which is not mentioned in offer letter.
Considering an offer for Manager (Software Engineering) at PwC. Think the projects will be mostly internal facing tools rather than client based.
Anyone have any insights to offer about what to expect at this level at PwC? WLB, intensity, etc.
Hi Fishes In need of some leads. Company I'm working for has announced sudden layoffs across teams (second time in the year). Profile Qualification: CA and Bcom Exp - Articles at Big4 - 3 years Post CA - 6 months as management trainee at a unicorn 2 years as AM Financial Advisory at a big4 Currently working as Corporate Finance Lead. Current CTC : 21L fixed Expected : 21-25L
Additional Posts in FIRE Financial Independence Retire Early
Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?
What do you do after FIRE?
Anyone have suggestions on how to protect minors assets? They have a couple of years left before they turn 18 and would like to help them put their inherited money to good use example: low risk investments, steady cash flow investment/rental property, etc. Anything that may also be used for their education in the future. And possibly tax strategies to decrease tax liability from when they start getting income?
Where is the tipping point?
When do believe you will have enough wealth that it will grow inevitably and create the lifestyle you ultimately want.
I currently make over 180k base salary as a single filer with no large purchases planned and 12 months of expenses saved.
Should/Can I do a mega backdoor AND backdoor Roth? Or do you have to choose one or the other?
I'm currently on Fidelity for my retirement plans.
Can someone explain HSA and FSA to me? What are the pros and cons? Should I maximize my contributions?
If you had the cash to buy a house in cash in today's market, would you? If not, how much would you put down and what would you do with the rest? What would your portfolio mix look like?
Not sure if this is FIRE appropriate but just trying to get opinions
I’m trying to figure out how much I wanna spend on a house.
HHI: 190k (yearly)
Bonus: 30k (yearly)
Restricted stocks: 10k (yearly)
Savings: 300k (200k cash/70k stocks/30k crypto)
Assuming I’m going to do a conforming 20% loan, how much should I spend on a house? I’m out of NJ where the property taxes are anywhere between 10k to 20k per year.
Quick question: will you buy vanguard index funds through a vanguard account or their ETF versions through Robinhood or Ameritrade (already have Robinhood and Ameritrade) ?
Trying to build a strategy focused on index funds.
Home owners - when submitting your taxes, do you mention how much you pay for HOA? Is there any form to fill out or do we get any reimbursement for paying yearly HOA?
Doing my spring cleaning (finances). Live solo in NYC and spend bout 1.4k monthly for non-rent stuff (food, resto, groceries, misc). too much, or just average?
Does anyone have any recommendations on advanced books or other resources to learn about investing ? I’m looking for something much more in depth than what I have already read which usually just explains how to eliminate debt and what dollar cost averaging is. (No debt and already dca)
New one here wanting to start taking control of my finances. Cleared $100K in student loans by 28. Got a new role with annual salary of $145K now. Next year I’ll be getting married and we’ll be pulling jointly over 260K +. Restricting my Roth contribution. I currently have a 401K (48K balance) and a brokerage (26K balance). I just opened up a Roth although I think this year would be the only year I can contribute 6K into it. Where else should I spread my money long term?
Is 1600 a lot to spend on rent with a 116k salary? No car payment or other major expenses monthly. I’ve never lived alone and am used to paying a lot less for rent. Debating if it’s worth paying 1400 for a place that is not as nice, but ultimately I don’t think it makes much of a difference?
Holy hell, man. You're doing a hell of a job given your age and salary!
We’ll it does help that he / she has a good job, is living at home, and parents may have provided for college. But yes, all that said this person has taken advantage of those opportunities and not squandered them! So good on you as well!
Stock/crypto isn’t a thing. They’re different classes of assets. Crypto is considered property by the IRS, and is closer to real estate in that regard.
….Real estate from an IRS prospective but not in actuality. Crypto is closer to stock than real estate
I’d say, do both. Both are longer term assets but with different usage and underlying values to your life. Then a timing of each investment doesn’t really matter. I prefer increasing real estate % higher than stocks because of tax, and cash out financing liquidity. Making money through debts are better than through your own equity.
Yeah I agree just debating on when to pull the trigger but you’re right timing in the LT doesn’t matter as much.
Definitely do both man. I was on a similar route (purchased my first house at 23) and started heavily investing in stocks for early retirement. Keeping it diverse is definitely the way to go. I recently acquired my second house (going to be an income property), and I recommend doing your due diligence on location in neighborhoods or communities. I like to invest in fixers in up and coming areas, those tend to appreciate the most and the fastest. Turn keys tend to be too expensive as a mortgage, and the leaves for less ROI when you rent them out.
Gotcha thanks for the insight I appreciate it
Crypto is highly speculative - if you go in with a zero fucks mindset “I.e if I put $10k, I already chalk it up as a loss - any profit is great” I think that’s totally fine. Real estate in my mind is a much more sound investment, though it requires some work. If you’re using it as a rental, be prepared for emails around maintenance (property manager can handle all this for a fee). I started in crypto/stocks, now I have 0 crypto and far more heavily weighted toward real estate. Just a personal preference though - I find holding a physical asset more fun. I think real estate is also a “safer” asset as I look to rebalance my portfolio into less speculative plays.
I had a very similar mindset but got into crypto and option trading late 2019 so it inflated my portfolio a lot and swung to more of the speculative/risky side so trying to rebalance it going into next year.
Go for all three if you’re comfortable. It’s always good to be diversified
I've decided not to invest in crypto because the environmental impact is too much. With the exception of investing in Vanguard REIT funds VGSLX and VGRLX in my IRA and my home, I don't invest in real estate because it's too much of a hassle.
How much of your NW is from inheritance?
I worked all throughout college and this is my 3rd year at EY