Hi Team, What is ibip card in _vois? What are the benefits and cons of it. If anyone can help me here.
In your opinion, if a company doesn’t offer 401k matching, is it a deal breaker for you?
Does after 15 th October ibm employee will not get internet reimbursement upto 1.5k instead they will get rs 500 per month even if they are in a billable project
Hi Big4 Fishes,
My KPMG HR had verbally told me that I would be eligible for the relocation benefits once office resumes...and a annual bonus ranging from 10-30% of CTC
But there's no mention of that in the OL...
Shall I ask her to generate a new OL or not required?
Put my 401k contribution at 30%. Just maxed out for the year but the sad part is that 20k+ is only 17k lol wished I had put less percentage earlier in the year so i can take advantage of this dip.
My husband has about 6 years of healthcare management experience, specifically in implementing technologies (especially in patient access, clinical operations, and revenue cycle). He has a track record of growth at his current organization, and is looking to transition into healthcare consulting. Any advice, help, or referrals are appreciated!
Anyone into FIRE (financial independence, retire early) movement? 25 single male living at home. Got any advice for me?
Want to start FIRE movement so began by sorting out my expenses/savings. Realized I have so much expenses! I’m currently single without kids, but want in the future. Want to retire in 20yrs. Possible?
Hi fishies! Need your thoughts on the following move. Have been offered to leave my lazy Roche consulting (regional role) to KPMG as a director in the healthcare sector. I tend see alot of horrible jokes about the latter… and somewhere that is preventing me from sizing out the opportunity. The money and exposure is better but I am skeptical.Roche KPMG
Any opportunity for a MD with Healthcare and Life Sciences Management Consulting & industry experience within a AWS vertical? Majority of experience in business development and alliance management within precision medicine and real world data analytics working directly with pharma companies. Look forward to hearing back.
Long story short, I have a bachelors in Public Health/Health Science, and no idea what to do with it. I currently am contracted with a disabilities agency in the vocational services side of things, working for $20/hr with no benefits. I realize this is a very low paying job, but I do not know the extent of the career options with the degree I have. I’d like to ask, what would be the highest paying/most rewarding career options for me?
Used to think Canada is a better place to live in comparison to US bcz of free healthcare, in fact for a while I was looking for ways to move to Canada. Recently had to do a detailed research of Canada and I realized how misinformed I was 🤦🏻♀️ everything is too expensive:
Car insurance: over 450 a month, cell line with very limited internet access over 80 a month, banks have fees to keep your money, cash your checks, or if you have over a certain number of transactions, wthhhh
Hi ladies! I’m a first time mom & getting ready to return to my consulting job after my maternity leave. I’ve hired a full time nanny to look after my little one. However, I’m dealing with major anxiety about how this is going to turn out. Any tips or recommendations that helped other moms in consulting ease their return back to work post mat leave ? Thanks
Does anyone know what happens to the unvested supplemental pension benefits for those going to NuCo?
I have joined Accenture in May this year. I have also become pregnant. It was not planned. Will there be an Impact to my career if I inform this to my manager before my probation?? Or will there be any issues of me hoing in maternity leave from Jan.??
Was offered a job at a company with a culture of regular lay offs. The offer/pay is very nice, have a call with Hiring Manager tomorrow. Any thoughts or advice ?
Anyone heard of Cohnreznick laying off?
Hi Zscaler 🐟🐟
Does @Zscaler hire Date science/ ML intern off campus?
Really want to work at Zscaler in ML/DS related positions :D
CW’s: If I’m trying to cite a “% of patients” and the PI has 2 different studies with 3 datasets (so, 3 %’s), can I average those or otherwise avoid having to write out all 3? (Space issues, and can’t cherry-pick). Thanks!
Does anyone work for Omnicell as a Clinical Trainer? I’m in the interview process now and communication has not necessarily been that great with it being seemingly rushed then with gaps and then being passed to other recruiters who asked me the same question and act like I should be further along in the process then having to get back to me because they need to talk to somebody else. It appears very disorganized but not sure if this is just an HR issue or if there’s a reason
How much Bonus kgs give?
How has your experience been with FAANG interviews , do they expect full working code or just the right approach would do as well , please share with company name nd years of exp while applying.
Conference bridge company idea. It’s called Circuit Conferencing, the hold music is circuit music and anytime someone enters or leaves there’s the sound of a fan snap. Who’s in?
Hello fishes I am serving notice period and it's my dream to work in one of the FAANG. YOE- 4.6 Domain - IT PROJECT MANAGEMENT Kindly provide referral Facebook (Meta) Amazon Apple Netflix Google
Anyone have any insight on working at Mattel? Seems like a great place to work, but would love an insider’s perspective.
I’m looking to have my CV done professionally. Can anyone recommend any good professional cv writer?
What adhd medication has worked for you best. And why? I know everyone reacts to each & every medication differently. Also do you stack it with any supplements to help with your adhd symptoms?
Good Thursday morning everyone 😀. This is your morning DJ spinning the tunes 🎶 to get you movin and groovin through your day. Today’s legendary artist gave us hits like, “I’m Eighteen, Under my Wheels, School’s Out and Welcome to My Nightmare.” Enjoy, stay safe, hydrated and have a blessed day 🤗. Put your hands together 👏 for the incomparable;
Y’all, my outie keeps screwing me over. Like she’ll just go to sleep and then I wake up back in this hellhole and clients are demanding shit that should have got done yesterday. Sometimes she’ll just go out drinking with no regard for how shitty I’ll feel in the AM. So rude! 😭 Are y’all’s outies like this?!
What will be the CTC for Microsoft support engineer 2 role?
3 years exp.
Microsoft support engineer 2 or Honeywell full stack developer or capg
Which one is good to go?
Additional Posts in FIRE Financial Independence Retire Early
Doing my spring cleaning (finances). Live solo in NYC and spend bout 1.4k monthly for non-rent stuff (food, resto, groceries, misc). too much, or just average?
Buying a car for the first time in next month or whenever quarantine is over. Want to buy used and either electric or hybrid. Any tips? Budget: $12k in cash, can do more if needed with car loan
Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.
Is $78k enough for starting salary in SF? I’m splitting rent with girlfriend, so won’t be much more than what I pay now in Chicago, under a $63k salary. Is it a smart move?
I want to save more and so many people suggest stop eating out and cook at home. I hate cooking especially the clean up afterwards, but I usually cook 4-5 days a week. We are a family of 5 so by the weekend I am done cooking and just want to relax. My ask is how to enjoy cooking at home andwhat else can I do to save other than not eat out?
Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?
From a FIRE perspective is it worth moving back in with toxic parents (to both save on NYC rent prices and help them out a bit financially)? Imagine being constantly miserable/mentally stressed anytime I will be at home, and a 2 hour commute each way to work, but parents don’t at all restrict my freedom (can stay with friends, go on mini-cations with boyfriend, etc. as often as I can/want).
Newbie question here. From what I’ve read and learned people typically take two FIRE approaches: 1. REI and 2. Index funds. First, am I missing anything else? Second, if you did the index fund version, and you retire at say 30-35, how do you use that money? Isn’t it locked in until 59 1/2?
What is your greatest dream for your life?
25 y.o. If I plan to move to the EU in 2-3 years due to my partner relocating and settling down there, is it worth it to save in IRA/401k? I’m obviously doing what my company matches because free money, but otherwise I don’t know what’s best for planning for the future/retirement.
Though there are many HMBradley posts, a search has not helped me answer the following two questions: 1. I'm ready to take the plunge; would someone like to give me a referral link? 2. Trying to understand how to maintain a 20% savings rate if I need to actually use the funds at some point. I understand I need to make some direct deposits before June, and as long as I don't withdraw, I'll qualify for 3% starting in July. It seems that I should also transfer the money I want to save (cont)
I currently make over 180k base salary as a single filer with no large purchases planned and 12 months of expenses saved.
Should/Can I do a mega backdoor AND backdoor Roth? Or do you have to choose one or the other?
I'm currently on Fidelity for my retirement plans.
Is there a need to invest in any other securities beyond a target date fund? Using one with a low expense ratio (vanguard). What are people's thoughts?
Have you all looked at 529 plans vs other investment accounts for kids? I'm a little overwhelmed on how to decide the best one to enable good savings for my son's future
NY state took my tax refund because of an outstanding liability. Is there a way to get my money back?
Would you pay $2300/month on rent if your take home pay is $7000? Don’t have any loans. I am single. I go out on weekend prolly spend $100 max. I live in Chicago. This place is really close to work. 10 min walk. I don’t like commuting by train/bus. I don’t have a car.
Have any of you thought about parking some of your emergency funds in a muni bond (tax exempt) etf? I have ~1yrs worth of cash in High yield checking/savings accounts (2% interest), but am in the top tax bracket and am worried about the tax drag. I know munis have performed abysmally with the fed tightening, but am wonder if most of the pain is priced in at this point. Thoughts?
Thoughts on QYLD, XYLD and RYLD? How bullish are you 🐠 on it? How much of your portfolio would you put it them to start creating passive income in your 30’s?
Quick question: will you buy vanguard index funds through a vanguard account or their ETF versions through Robinhood or Ameritrade (already have Robinhood and Ameritrade) ?
Trying to build a strategy focused on index funds.
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Following bc I was trying to look this up as well
You can do a mega backdoor with the after tax contributions (assuming congress doesn’t kill it). Don’t think it allows anything to be done with your normal 401k while you’re still an employee
If the funds are from a pretax 401(k), you will pay income taxes on the amount rolled over to a Roth IRA when you file your taxes.
I personally would roll it over to a Roth IRA if I was in the 12% federal income tax bracket or lower and lived in a state with no or low income tax, especially at a young age.
Your 401k is with a previous employer? You should be able to initiate a rollover from that plan administrator. You’ll pay 2021 taxes on it. Might be worth it if your current 401k plan doesn’t give you good investment options or has higher fees than your IRA brokerage
I plan on moving it into a rotha IRA if I change jobs anyway. I would also rather pay taxes on a small amount now than pay it on my gains later.