How do options gains get taxed? Same as capital gains? Trying to learn more about options trading.

I have my Masters in HR and my PHR but I don't think HR is for me, or I may not have the confidence for this role. I want to quit my job and live off my savings which can hold me over about 6 months, but then what??

I have been trying to get OUT of the construction industry for years, but I can’t afford to pay living expenses if I were to go back to school. How do people go back to school later in life with no savings???

MMED OP here, just sold a bit more than half my positions. I think it’s still got room to go, but personal circumstances say i should reduce some of my more volatile holdings (just crossed threshhold i wanted for downpyment on a new condo).

I’d suggest keeping some, but to tread w some caution. Official tally on this sale is 880% gain

what do you think of a business opportunity offering you a chance to be earning passive side income ranging from $150k-$500k in a few months,Depends? Let's connect🚀

What happened here? I refinanced my student loans in November 2019 and got a 10-year variable at ~2.5% pegged to LIBOR. When 2020 hit, LIBOR tanked and my interest rate went down to 0.75%. Looking at similar loans now, I can’t find anything close to this rate. Is this just a quirk of my original timing?

What's the chances of finding a VC that only works 45 hours a week on investing side. Honestly good with comp of 150k, work is fun.

Running the numbers, and even if you have med school debt still I think it could still make sense to invest in the market at these low levels. Could provide returns above your interest rate

Is it worth getting SPG LUXURY when you already have the SPG Amex?

So my boyfriend said he has issues with me having student loans. I got my masters and bachelor's degree on my own because I come from a low income family. His father makes 300k and paid for all his education. According to my boyfriend he isn't sure if he could settle with me due to my debt. I owe 60k for my education and started my first year as a consultant making 83k, living with my parents to save and pay off my student loans. I don't have car debt or credit card. is his behavior normal?

Has anyone here applied for a veteran small business loan? Are there other resources anyone would suggest as well?

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

How much (%) should I contribute to my Roth 401K

Does anyone have any idea about how real estate works in Europe? I got an opportunity with a company in Germany but most of their listings are old buildings that I just don't know how they will sell.

I’m a little confused on the electric vehicle tax credit. I’m filling out Form 8936 and it appears to have a maximum credit of $2,500. However, I am reading that the maximum credit is $7,500 if your tax/AGI meet the criteria which it does in this case. What am I missing here? The form clearly shows $2,500 so where is the $7,500 coming from? Also, is there carryover to next year’s return if all of it isn’t use? Looks like maybe form 8834 if I’m reading it correctly?

Thank you.

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

How much does one RSU of amazon is worth ? In INR

Anyone in this bowl work in NY but live in CT? And if so, can you explain if the difference between living and working in two different states has impacted you tax wise? Considering a move from NY to CT because of cost of rent differences. Thanks in advance!

I earn about £3500/month after taxes and pension, am I mad to be paying £1400/month on accommodation and bills?

Do EY employees get extra discount on rates for any mortgage ?

If you're a government HR strategy, I/O psych, talent management, organizational design/development professional or consultant, we need you!

Have you heard of OPM's team of strategic HR consultants? Within OPM Human Resources Solutions' HR strategy, there are strategic consultants who operate on a reimbursable basis, similar to a private sector consulting agency.

We have current, developing, and future vacancies for human capital strategists and consultants at the GS-12/13/14/15 levels!

Don't hate me but Brookly style pizza >>> Chicago deep dish, any day, any time.

Which all companies are currently hiring for PM roles?
Looking for a switch.
PM experience :- 2+ years
Total exp:- 5 years
Profile :- Btech + MBA

Would love to hear how many monitors everyone’s at-home office features. My colleagues think I’m crazy for working off of a single monitor plus my laptop screen.

IQVIA is hiring!

Anyone needs referral for any positions below, please reach out to me over DM.

1.Centralized monitoring lead
2. Centralized monitoring manager
3. Lab data analyst
4. Associate clinical Lead
5. TMF manager
6. Medical safety advisor
7. Medical writer
8. Medical data review manager (Required MBBS)
9. Software development analyst
10. Clinical DB val analyst
11. Statistical programmer
12. Programmer analyst
13. Biostatistician

In my room with all my computers, the heat this year is killing me slowly. I'm sweating all day long, even with the AC on.

At what point is your utilization considered too high?

Lots of people leave consulting because of the travel. I find that one of the reasons I love staying in consulting is actually travel (12+ years) still enjoying it, any others feel similar?

Best source for McKinsey type practice cases?

How are MBB raises / bonuses calculated?

Brown shoes - wingtips or just plain? Always thought wingtips shoes are a little more casual to wear to the office..

Does any one else think Sima from Mumbai is an ideal consultant : all she says is adjust and compromise to every situation. Lol. The number of times she rolled her eyes at clients requirements was 🤣

I love when corporate clients who ghosted me for the past 3 months needs something right away. Like no… you’re in the back of the line pal.

My coworker always takes a super long breaks during the day and it's hard to get a hold of him. Should I say something??

What would be an appropriate gift for my current manager that wrote me 2 recommendations to part-time programs? She has dogs so I was thinking of getting her a bark box, but am curious on what is actually appropriate in this situation.

Hello Fishes, I am a Program Manager with Automation with 18 years of overall IT Services Delivery experience. Been with my company for 11+ years and feel it's time to explore more. Looking for opportunities in Bangalore preferably in product based company. Appreciate if any referrals please.

Why does everyone actually stay in consulting? Seems like everyone just complains about how it ruins your mental health / relationships / hobbies etc. Is the pay that attractive?

Hello all, I apologize if this is a basic or obvious question. I just wanted to know do any mid size firms hire new grads for FDD positions? Are most of the transaction teams ex-auditors with 2yoe? Thank you!

How much (%) should I contribute to my Roth 401K

£ historical low against $. Good time to amass?

Looking to buy a home in Dallas, TX( First time home buyer) and need advice on setting right budget for 4BHK home on considerable price. Mid 30s, Family HHI of 300K with savings of 150K in cash and 250K in stocks. Don't want to go overboard and want to live below the means. What is considered a right budget for first time home buyer in suburbs of DFW like Frisco, Plano?

Anyone else severely disappointed in the 401k options available? Specifically index fund availability. My KPMG fund only has one available that matches the S&P 500. No small or mid cap. Suggestions?

What do consultants do? And why do they make so much money?

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

I’m wondering if it’s best to have both 401k and IRA? Do most people? Why / why not?

Looking at my 401k account (standard 2055 target retirement fund) and realizing that international funds have dragged down my rate of return compared to the S&P 500. Should I switch to all domestic?

This may be an elementary question, but my credit score just randomly dropped 20 points. I keep my utilization very low. Almost all of my financial transactions are on my credit card, and I pay everything off by each statement. One month I didn’t get a chance to pay everything off because there were some transactions made on my statement date that I was not able to pay off because they were listed as pending. This resulted in my utilization going up to 6%. My credit score did not change (cont).

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

Hi All! Just looking for some guidance.

I took a loan against my 401k and the repayment is drawn from my paycheck. Included in that payment is 6% interest.

I have enough money to repay the remaining balance of the loan. The question is: should I repay it now or just continue with the payment and pay off if I leave the company?

The money would go into savings / investments.

Thank you!

What happens to your 401k when you quit ?

🚙: Buy used, new, lease or just Uber/rent a car?
I live in a city, no kids, drive 2-3 times a month (occasional weekend trips). Don’t want a complete beater of a car, but a fancy car does not make me a happier person. What’s the best approach?

Whats the best way to diversify 100k in retirement assests? VOO etf? Thinking mainly a low cost SnP 500 etf. Thanks!

Marcus vs Amex Savings Bank vs Chase Preferred savings ( intro offer of 60,000 points) if I maintain a 75k balance.

Changed my brake pads and rotors last night on my car - really wasn’t that hard and I saved myself at least $300, $800 vs what the dealer was charging. Also got a nice sense of accomplishment out of it!

A lot of basic skilled labor can be worth learning and can really save you a lot of money. Most contractors in my area are often north of $100/hr for labor. I’ve often found the quality of my work to be better too. I think more folks shouldn’t be scared to get their hands dirty sometimes

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.